LZ GLOBAL HOLDINGS INC a corporation organized under the laws of Saint Lucia, with incorporation number 2026-00321 and code LEI 254900QHOM94E9DC9183, which shall hereinafter be identified as the brand; LAZZA GLOBAL, a brand owned by LZ GLOBAL HOLDINGS INC, hereby informs you that these general terms and conditions of use MUST BE READ IN FULL, given that they govern the provision and use of the services offered by LAZZA GLOBAL, the rights and responsibilities of the parties involved herein, and the provision of third-party services in the capacity of managers, partners, service providers, suppliers, and/or any other applicable party.

Having stated the foregoing, by using our portfolio of services, you voluntarily and knowingly accept and undertake to comply with the guidelines, conditions, and provisions established herein, as well as the terms, manuals, and complementary policies that may be applicable. For this reason, if upon conducting this review you do not agree with what is stipulated herein, we recommend that you refrain from using any service in our portfolio.

Please note that the information contained herein will be permanently available for your reference through our website https://lazzaglobal.com, therefore, we suggest that you periodically review these general terms and conditions of use, as they are constantly updated in order to provide the best service, ensure regulatory compliance, and adhere to best practices in this area.

1. GENERAL ASPECTS: The following shall be considered general aspects: These general terms and conditions of use shall govern the relationship between the USERS and LAZZA GLOBAL. The general terms and conditions of use that shall apply shall be those in effect at the time the services provided by LAZZA GLOBAL are used. USERS are reminded that, before giving their acceptance, these general terms and conditions of use must be read in full, since use of our services shall be understood to mean that they have been fully reviewed, understood, and accepted.

These general terms and conditions of use also refer to additional documents that may be applicable due to the nature of the service provided by LAZZA GLOBAL, which may include, without limitation: privacy policy, personal data protection, cookies, risks, and other related documents. Where applicable, for specific services, special terms and conditions may be established that shall apply in addition to those set forth herein.

2. CONCEPTS AND DEFINITIONS: For purposes of these general terms and conditions of use, the following concepts and/or definitions shall be relevant and applicable:

o LZ GLOBAL HOLDINGS INC: A corporation organized under the laws of Saint Lucia, with incorporation number 2026-00321, code LEI 254900QHOM94E9DC9183, legal successor of LAZZA GLOBAL LLC.

o LEI (Legal Entity Identifier): A unique legal entity identification code issued in accordance with the ISO 17442 standard, used in international financial transactions.

o DIGITAL ASSETS: Digital representations of value that can be transferred and stored electronically, including cryptocurrencies, tokens, and other blockchain-based instruments.

o USER: A natural and/or legal person who voluntarily makes use of the services provided by LAZZA GLOBAL.

o GENERAL TERMS AND CONDITIONS OF USE: Parameters and/or guidelines established to govern the relationship between USERS and LAZZA GLOBAL, together with their respective updates and related or supplementary documentation.

o PARTIES: Refers to LAZZA GLOBAL and the USERS who subscribe to these general terms and conditions of use.

o SELECTION, ADMISSION, AND CONTINUANCE: The right of LAZZA GLOBAL to decide on the selection, admission, continuance, suspension, and/or termination of the services provided to USERS, which right arises from acceptance of these general terms and conditions of use.

o PROFILE: Refers to the creation of a specific profile assigned to the USER, tailored to the services contracted by the User.

o DEPOSIT: Refers to the transfer of funds by the USER, necessary to begin the User’s operational activity. This process may be subject to restrictions and specific procedures, as applicable.

o WITHDRAWAL: Refers to the withdrawal of profits or returns obtained from operational activity. This process may be subject to restrictions and specific procedures, as applicable.

o RETURNS: Refers to the gain or loss, expressed as a percentage, arising from or generated by the operational activity of the USER.

o FIXED INCOME 2.0: An instrument offered by LAZZA GLOBAL that maintains a fixed monthly return, in accordance with these general terms and conditions of use.

o VARIABLE INCOME 2.0: An instrument offered by LAZZA GLOBAL in which returns may vary monthly depending on market performance, in accordance with these general terms and conditions of use.

o LIVE TRADING: An instrument offered by LAZZA GLOBAL in which a real-time operation is carried out, with minimal latency, allowing the best market opportunities to be managed, in accordance with these general terms and conditions of use.

o DATA SUBJECT: A natural and/or legal person whose personal data is subject to processing.

o PROCESSING: An operation or set of operations carried out on personal data.

3. USER REPRESENTATIONS: The USER clearly, expressly, knowingly, voluntarily, and unequivocally declares that:

They have read and carefully reviewed these general terms and conditions of use before using the services provided by LAZZA GLOBAL. They have the legal capacity to accept these general terms and conditions of use, and understand that LAZZA GLOBAL, in keeping with the principle of good faith, presumes this fact to be true. They understand that, if they do not agree with any of the provisions set out in these general terms and conditions of use, they must refrain from using the services of LAZZA GLOBAL.

They are aware that these general terms and conditions of use will be available for consultation through the website https://lazzaglobal.com. They understand that these general terms and conditions of use may be modified at any time by LAZZA GLOBAL and therefore must review them periodically. They understand that LAZZA GLOBAL assumes as true all information and data provided by them as the USER and therefore authorizes that the verification and/or accreditation thereof, where applicable, may be carried out directly or before any specialized third party, whether national or international.

They acknowledge that, as a USER, whenever they carry out any type of operation through the services offered by LAZZA GLOBAL, they do so with full knowledge of these general terms and conditions of use, voluntarily, and aware of the risks inherent to the service provided.

They accept and acknowledge that, in addition to what is stipulated in these general terms and conditions of use, LAZZA GLOBAL may structure, implement, and update additional or special policies, manuals, internal guidelines, or additional documents related to the proper provision of the service, which shall be considered an integral part of these general terms and conditions of use.

4. PURPOSE. LAZZA GLOBAL: acting in its own name, but on behalf of the USER, shall carry out activities and operations aimed at the portfolio of investment platform services of LAZZA GLOBAL; under the FIXED INCOME 2.0, VARIABLE INCOME 2.0, and LIVE TRADING modalities, which the USER may freely choose, without these giving rise to any overlap between them, the choice and investment modality of the USER being independent. For each transaction executed on behalf of the USER under the guidelines and terms of this agreement, LAZZA GLOBAL shall charge a percentage as a transaction fee, which shall be itemized in the corresponding section below.

LAZZA GLOBAL and the USER shall execute transactions, as applicable in each specific case, for the acquisition and/or disposal of assets, digital assets, cryptocurrencies, crypto-assets, securities, and/or digital securities, with respect to which applicable regulations and good national and international practices permit doing so; for this purpose, LAZZA GLOBAL and the USER shall act in their own name and on their own behalf, as counterparties, such that there shall be no agency relationship, it being understood that LAZZA GLOBAL shall not have the duties inherent to a commission contract, nor the duty of best execution. Once this agreement has been entered into, the USER authorizes LAZZA GLOBAL to act as its counterparty in the execution of transactions, charging a margin for the use of the services provided by LAZZA GLOBAL and/or its intermediation, when applicable.

LAZZA GLOBAL shall provide USERS with a platform through which it shall provide its services related to the trading of digital assets, allowing USERS to select the service that best suits their needs, thereby generating economic benefits for both parties, derived directly from the activities carried out.

In accordance with the purpose stated in this agreement, the USER is aware of and understands the implications this has for LAZZA GLOBAL and the USER, the risks associated with this type of transaction, as well as the duties applicable to LAZZA GLOBAL, which shall be duly notified to the USER.

5. RISK WARNING: The USER accepts, understands, and acknowledges that, due to the nature of the service, the market may reflect constant and significant fluctuations, and that risks of loss, harm, or damage in relation to their assets and transactions therefore exist. It shall therefore be their direct obligation to carry out the review, analysis, research, study, information-gathering, news monitoring, reliability-checking, and related processes that allow them to determine whether these services suit their needs and financial situation.

It is therefore important to understand all the risks inherent to the nature of the services before using them, it being understood that LAZZA GLOBAL has no monetary obligation to you with respect to returns, it being understood that any losses and/or gains that may be generated shall relate directly to market movements and to the instructions that you, as the USER, provide in light of the information previously furnished.

FIRST PARAGRAPH: We do not recommend that you use our services or issue instructions for the management of transactions when the respective processes of research, review, study, and analysis referenced above have not been carried out. Consequently, it shall be the responsibility of the USER to determine that their instructions and choice of services suit their personal needs, financial capacity, and/or risk tolerance, the User being responsible for any type of loss or associated liability.

SECOND PARAGRAPH: LAZZA GLOBAL is not responsible for the decisions and instructions given by you to manage the relevant operational processes in connection with the services provided, nor for any losses or damages that this may cause.

6. ASSIGNMENT: The USER may not assign, transfer, subcontract, delegate, or otherwise dispose of, in whole or in part, the rights and obligations arising from these general terms and conditions of use and related provisions, without the prior consent of LAZZA GLOBAL.

For its part, LAZZA GLOBAL reserves the right to assign, transfer, subcontract, or otherwise dispose of, in whole or in part, the rights and obligations arising from these general terms and conditions of use and related provisions to any third party, without the need for prior notice to or consent from the USER.

Such assignment may take place, among other circumstances, within the framework of corporate restructuring processes, mergers, acquisitions, spin-offs, asset transfers, or any other transaction involving the transfer of ownership or management of the service.

The USER accepts and acknowledges that any assignee of LAZZA GLOBAL shall be subrogated to all rights and obligations established in these general terms and conditions of use and related provisions, and that, where applicable, the provision of the service may continue without interruption under the management of the new titleholder.

7. PARTIES: The parties shall be understood to be, on one hand, LAZZA GLOBAL, and on the other hand, the USER, who may only be a natural and/or legal person, who must accept these general terms and conditions of use and use the services provided by LAZZA GLOBAL.

8. RIGHTS OF THE PARTIES: The applicable rights of the parties shall include, on one hand, in favor of the USER, without limitation, the following:

Access and use the services provided by LAZZA GLOBAL in accordance with what is established in these general terms and conditions of use and complementary provisions. Receive transparent and accurate information regarding the features, conditions, and costs associated with the services provided. Have their personal data processed in accordance with applicable legislation on this matter. Access communication channels to make inquiries, file complaints, or request support related to the services provided. Any other rights that may apply in accordance with these provisions, applicable legislation, and good commercial practices.

On the other hand, the rights of LAZZA GLOBAL shall include, without limitation, the following:

Update, modify, or discontinue, in whole or in part, the services offered. Suspend, restrict, deactivate, and terminate the provision of services to the USER in the event of noncompliance with what is established in these general terms and conditions of use, related provisions, or for legal, technical, or security reasons. Modify these general terms and conditions of use and related provisions when necessary. Make charges, discounts, withholdings, and other related actions when applicable in connection with the service provided.

Remove or block content provided by the USER that infringes third-party rights, applicable regulations, or that is considered inappropriate. Any other rights that may apply in accordance with these provisions, applicable legislation, and good commercial practices.

9. OBLIGATIONS OF THE PARTIES: The applicable obligations of the parties shall include, on one hand, for the USER, without limitation, the following:

Use the services offered by LAZZA GLOBAL for lawful purposes and in accordance with the provisions established in these general terms and conditions of use and other related provisions. Provide truthful, accurate, and complete information to LAZZA GLOBAL. Ensure the maintenance of the security tools necessary to safeguard their access information and use of their assigned profile and assume responsibility for all activities that occur under its use. Make their choice of services and issue instructions through the study, verification, and investigation of the risks associated therewith and based on their personal needs and financial capacity.

Periodically review the general terms and conditions of use, as well as any related provisions, since it shall not be the obligation of LAZZA GLOBAL to provide prior notice of any modifications made thereto. Acknowledge and accept the charges, discounts, withholdings, and other related processes carried out by LAZZA GLOBAL when applicable in connection with the service provided. Any other obligations that may apply in accordance with these provisions, applicable legislation, and good commercial practices.

On the other hand, the obligations of LAZZA GLOBAL shall include the following:

Ensure the provision of a service consistent with the commercial needs of the USER, in compliance with these general terms and conditions of use and applicable regulations. Comprehensively manage the operations associated with the profile of the USER. Inform the USER of operational opportunities in fixed income, variable income, and live trading. Provide timely and complete advice to the USER regarding their needs and applicable services. Endeavor to ensure the timely delivery of any benefits or returns that may be generated and that are associated with the profile of the USER.

Any other obligations that may apply in accordance with these provisions, applicable legislation, and good commercial practices.

10. SELECTION AND ADMISSION: The principles for the selection and admission of USERS for the use of the services of LAZZA GLOBAL shall include, without limitation, the following:

Be a natural and/or legal person with full legal capacity to use the services of LAZZA GLOBAL and to comply with the provisions established in these general terms and conditions of use and related provisions, when applicable. Not have been partially or permanently suspended from the services provided by LAZZA GLOBAL. Not be located, established, situated, resident, or conducting business operations in countries on our list of prohibited countries, or in jurisdictions where use of the services offered by LAZZA GLOBAL would be considered unlawful.

Where applicable, the USER must obtain a favorable result in the document, information, and due diligence verification processes. Any other requirements that may be required or specially implemented.

PARAGRAPH. These selection and admission principles may be modified at any time, unilaterally and at the complete discretion of LAZZA GLOBAL, without it being mandatory to notify the USER of such changes.

11. PROHIBITIONS: When using the services provided by LAZZA GLOBAL, the USER must fully comply with the stipulations set out in these general terms and conditions of use, as well as with any complementary provisions that may be related thereto. Accordingly, the following shall be considered, without limitation, prohibited actions:

Failing to comply with the guidelines established in these general terms and conditions of use and in any related complementary provisions. Using the services provided by LAZZA GLOBAL to manage resale operations or to carry out unauthorized commercial uses within the assigned profile.

Carrying out activities, operations, or actions that may constitute AML/CFT risk, at the sole discretion of LAZZA GLOBAL. Carrying out activities that, in the judgment of LAZZA GLOBAL, may artificially affect market conduct, as well as those that may apply under this understanding by operation of law. Engaging or participating in activities that may be fraudulent.

Using the services of LAZZA GLOBAL to carry out, participate in, or manage activities related to invasive and non-invasive cosmetic treatments, databases, mobile phone or airtime top-ups, counterfeit, adulterated, or imitation products, gambling, auctions, contests, raffles, trafficking in weapons or ammunition, pornography, child pornography, erotic chat, escort or companion services, sale of hallucinogenic substances or medications, pyramid schemes, loans, insurance, animal trade, digital files, prepared products, foundations, leasing, memberships, multilevel marketing, the transfer of money to one’s own or third-party bank accounts, receiving cash advances, traveler’s checks, money orders, financing of the proliferation of weapons of mass destruction (FPWMD), any activity related to banking intermediation, and any other activities that may apply by operation of law, or that may be established through the complementary provisions of LAZZA GLOBAL.

Using the services of LAZZA GLOBAL in a manner that may give rise to complaints, claims, refund requests, sanctions, or any other action that may compromise the liability of LAZZA GLOBAL or of third parties related to the entity. Providing LAZZA GLOBAL with fraudulent, incomplete, incorrect, and/or outdated information or documentation in connection with the use of the services.

Using data-scraping robots (“bots”), hardware or software modules that add some type of feature or specific service by connecting to an existing larger system (“plug-ins”), or any other mechanisms and/or tools for the collection, extraction, compilation, modification, and/or alteration of data associated with LAZZA GLOBAL.

Using data-scraping robots (“bots”), hardware or software modules that add some type of feature or specific service by connecting to an existing larger system (“plug-ins”), or any other mechanisms and/or tools that may alter the normal operation of the systems, servers, platforms, and other related items administered by LAZZA GLOBAL.

Using data-scraping robots (“bots”), hardware or software modules that add some type of feature or specific service by connecting to an existing larger system (“plug-ins”), or any other mechanisms and/or tools that may alter the security mechanisms of the systems, servers, platforms, and other related items administered by LAZZA GLOBAL.

Attempting to access the systems, servers, platforms, and other related items administered by LAZZA GLOBAL without authorization, using, without limitation, any prohibited or unlawful means.

Measuring, scanning, or testing the vulnerabilities of the systems, servers, platforms, and other related items currently administered by LAZZA GLOBAL or acquired in the future. Tracking information owned by LAZZA GLOBAL or by any other USER or VISITOR unrelated to one’s own interests connected with the contracted services.

Taking actions that may impose an unjustified burden on, or affect the normal operation and development of, the systems, servers, platforms, and other related items administered by LAZZA GLOBAL. Disassembling, decompiling, reverse engineering, or attempting to extract the source code, underlying principles, object code, ideas, or algorithms of the systems, servers, platforms, and other related items administered by LAZZA GLOBAL.

Taking actions such as selling, licensing, renting, modifying, distributing, copying, transmitting, reproducing, publicly communicating, publishing, editing, adapting, disclosing, or creating derivative works thereof, that may affect the intellectual property rights of LAZZA GLOBAL or related third parties.

Using viruses or malicious software that may affect or that affects the systems, servers, platforms, and other related items administered by LAZZA GLOBAL.

Using temporary or disposable electronic accounts for the purpose of obtaining a profile with LAZZA GLOBAL and using its services. Attempting to use the services of LAZZA GLOBAL in jurisdictions considered high-risk or listed among the prohibited countries.

Engaging in conduct that constitutes harassment, threats, verbal or physical aggression, intimidation, discrimination, or offensive or demeaning treatment, whether in person, by telephone, in writing, or through digital means, against the personnel of LAZZA GLOBAL or related third parties.

Any other conduct that may apply in relation to the nature of the service, the provisions established in these general terms and conditions of use, related provisions, applicable regulations, and good commercial practices.

12. USER WARRANTIES: As a USER, you represent and warrant that:

All decisions you make or implement in connection with these general terms and conditions of use and the services provided by LAZZA GLOBAL shall be based on your own judgment, evaluation, and choice, assuming the risks this may entail.

You have full legal capacity to accept these general terms and conditions of use and other related provisions, as well as to use the services provided by LAZZA GLOBAL.

You acknowledge that the provisions set out in these general terms and conditions of use and other related provisions constitute valid and legally binding obligations and, accordingly, where applicable, shall be enforceable in accordance with applicable regulations and the appropriate mechanisms for that purpose.

You have no restriction whatsoever that would prevent you from entering these general terms and conditions of use and other related provisions, or from using the services provided by LAZZA GLOBAL.

Any other warranties that may apply and that are related to the nature of the service provided.

13. SERVICES PROVIDED: The following, without limitation, shall be understood as services provided by LAZZA GLOBAL:

o FIXED INCOME 2.0: This is a financial instrument proposed and offered by LAZZA GLOBAL that maintains a fixed return of 1% monthly, providing an option specifically designed for USERS seeking to manage a steady and predictable income stream.

It is understood that, by using this service, the USER accepts that returns are subject to the conditions pre-established at the time of contracting, undertaking to comply with and accept the specific terms and conditions for the development, use, and management of the service, as well as the general guidelines and terms stipulated in this document.

Transparency in communicating these returns shall be always maintained, ensuring that the USER has access to accurate and complete information about their benefits

LEGAL NOTICE: This instrument is offered in accordance with the regulatory framework of its country of origin and does not constitute the solicitation of funds from the public under the International Business Companies Act of Saint Lucia.

o VARIABLE INCOME 2.0: This is a financial instrument proposed and offered by LAZZA GLOBAL that has variable return characteristics depending on market performance. This service employs advanced artificial intelligence algorithms and machine learning techniques to identify and capitalize on the most promising market opportunities.

It is important to note that, due to the fluctuating nature of the market, this product does not assure or guarantee fixed and/or specific returns. Accordingly, the USER understands, accepts, and shall undertake the appropriate study and analysis to determine whether the transactions related to this service are suitable for their particular circumstances and needs. It is understood that the USER undertakes to comply with and accept the specific terms and conditions for the development, use, and management of the service, as well as the general guidelines and terms stipulated in this document.

Transparency in communicating these returns shall be always maintained, ensuring that the USER has access to accurate and complete information about their benefits, market fluctuation, and the respective associated risks.

The USER shall be able to view the real-time evolution of their returns through the LAZZA GLOBAL platform, enabling comprehensive and secure management of their funds.

IMPORTANT: This product carries a higher level of risk than Fixed Income 2.0 and must be evaluated based on the risk profile of the USER.

LEGAL NOTICE: This instrument is offered in accordance with the regulatory framework of its country of origin and does not constitute the solicitation of funds from the public under the International Business Companies Act of Saint Lucia.

o LIVE TRADING: This is a financial instrument proposed and offered by LAZZA GLOBAL consisting of transactions carried out with real-time analysis, operating with minimal latency to take advantage of the best opportunities in the financial market. LAZZA GLOBAL employs advanced technology systems and analysis tools to ensure efficiency and precision in the management of transactions. It should be noted that, due to the dynamic nature of the market, the results of transactions may vary significantly.

Transparency in communicating these returns shall be always maintained, ensuring that the USER has access to accurate and complete information about their benefits, market fluctuation, the evolution of their investments, and the respective associated risks.

The USER undertakes to comply with and accept the specific terms and conditions for the development, use, and management of the service, as well as the general guidelines and terms stipulated in this document.

IMPORTANT: This product carries a higher level of risk than Fixed Income 2.0 and Variable Income 2.0 and must be evaluated based on the risk profile of the USER.

LEGAL NOTICE: This instrument is offered in accordance with the regulatory framework of its country of origin and does not constitute the solicitation of funds from the public under the International Business Companies Act of Saint Lucia.

14. SERVICE DETAILS: Once a profile has been registered, opened, and assigned with LAZZA GLOBAL, and the selection and admission guidelines have been complied with, the USER may make use of the services provided by LAZZA GLOBAL, in accordance with and in compliance with these general terms and conditions of use and those applicable to the specific service contracted.

15. IDENTITY VERIFICATION: The USER must comply with the identity verification processes required to use the services of LAZZA GLOBAL and to access the assigned profile. Accordingly, all information provided must be true, complete, and accurate, and it shall be the User’s obligation to update it whenever it changes, it being understood that LAZZA GLOBAL shall presume the information provided to be true, based on the principle of good faith.

PARAGRAPH: The USER authorizes LAZZA GLOBAL to make inquiries directly or through specialized national or international third parties, when necessary to verify their identity and information, or to protect you or LAZZA GLOBAL against fraud, money laundering, terrorist financing, or related matters, as well as to take any measures that may be appropriate based on the results obtained.

16. REQUEST FOR INFORMATION: LAZZA GLOBAL may, at any time, request information from the USER to comply with specific legal provisions, verify identity, or for other applicable purposes. Accordingly, you agree to provide any information that may be requested, allowing us to maintain a record and traceability during the period the service is provided and thereafter, as applicable, it being noted that this shall only apply when necessary to fully comply with the specific purposes associated with the particular service.

FIRST PARAGRAPH: When an alert and/or reasonable suspicion arises that the information you have provided is incorrect, incomplete, and/or outdated, LAZZA GLOBAL may notify you through its contact channels so that the verification and/or correction process can be carried out, in order to ensure that the information on record is true, up to date, and correct.

SECOND PARAGRAPH: If the USER refuses to provide information necessary for the provision of the service, or to carry out corrections, verifications, and/or updates, LAZZA GLOBAL reserves the right to suspend the services provided, partially or permanently, immediately and without prior notice.

17. OPENING DETAILS: When using the services of LAZZA GLOBAL, the USER shall be assigned a profile, it being noted that this shall be a space through which they may review and view the transactions associated with the contracted service.

FIRST PARAGRAPH: As a USER, you may use your profile only in your own name and personally, not on behalf of third parties, unless prior written consent has been obtained to do so.

SECOND PARAGRAPH: Only a single profile is authorized per USER, unless the User requests and obtains the written consent of LAZZA GLOBAL for the opening of additional profiles under special circumstances or conditions.

18. ASSIGNMENT AND SHARED USE OF PROFILES: The USER may not assign their profile, nor may they share it, as it is for exclusive and personal use, unless a written request has been submitted to LAZZA GLOBAL for that purpose and LAZZA GLOBAL has accordingly granted permission, authorization, and/or consent to the User. Accordingly, the User accepts and acknowledges that any action in this regard may compromise the security of the profile and its proper use, and that the User shall therefore be responsible for the consequences that such conduct may have on the assigned profile.

19. PROFILE RESTRICTIONS: LAZZA GLOBAL shall endeavor not to ban, suspend, or restrict the profile of a USER without a legitimate cause consistent with these general terms and conditions of use and applicable regulations, it being understood that the User’s access to their USER profile is an essential aspect of the proper provision of the service. Accordingly, any measure aimed at carrying out the actions referenced above shall apply in those cases where compliance is sought with applicable legal provisions due to a violation thereof, or due to noncompliance with what is set forth in these general terms and conditions of use.

PARAGRAPH: In the event that LAZZA GLOBAL must suspend or restrict a profile, the USER shall be notified within a period not exceeding 48 hours from the time the relevant cause for suspension or restriction arises, providing a reasoned notice detailing the grounds giving rise to such measure, and giving the USER the opportunity to carry out the relevant review and correction processes, whenever this is possible.

20. SERVICE EXECUTION: Once the selection, admission, and profile assignment process has been completed, the USER may access the services provided by LAZZA GLOBAL, by choosing the specific service tailored to their needs and making the subsequent initial deposit.

21. INITIAL DEPOSIT: USERS shall make the initial deposit required to begin their transactions, which shall be further developed below depending on the service required. Once it has been successfully processed, LAZZA GLOBAL shall carry out the corresponding confirmation process for the amount deposited, maintaining clear and secure communication with the USER.

22. DEPOSIT CONDITIONS: The only form of deposit applicable to the services provided by LAZZA GLOBAL is DEPOSIT IN CRYPTOCURRENCY, NOT being valid or accepted deposits by bank transfer, card readers, Open Pay, money order service points, cash payments and/or collections, and other related methods.

FIRST PARAGRAPH: The USER acknowledges and accepts that LAZZA GLOBAL is not responsible for any deposit attempt other than as established in this section. Accordingly, if the USER makes a deposit through channels or mechanisms not authorized by LAZZA GLOBAL, such loss shall not be the responsibility of LAZZA GLOBAL and shall not be related to the provision of its services.

SECOND PARAGRAPH: LAZZA GLOBAL offers no warranty whatsoever for the use of unauthorized channels or mechanisms for processing deposits.

23. TRANSACTIONAL ACTIVITY: Based on the profile usage conditions, LAZZA GLOBAL does not guarantee that any operational activity will be completed successfully within any specific period of time.

24. REVIEW OF THE ASSIGNED PROFILE: The USER may, through their assigned profile, carry out constant review and view the transactions related thereto, with clear, transparent, and accurate information available during the inquiry process.

25. ACCESSIBILITY: LAZZA GLOBAL shall endeavor to provide the USER with full access to their profile and, accordingly, to the details of transactions and returns obtained, when applicable.

FIRST PARAGRAPH: To access their profile, the USER must have the necessary tools, namely: internet access and technological equipment such as a computer, tablet, and/or mobile phone.

SECOND PARAGRAPH: The USER may access their profile through https://lazzaglobal.com or through any other access method, such as an API or APP, that may be implemented directly by LAZZA GLOBAL. Such access may only be made using the identification credentials assigned directly to their profile for that purpose.

THIRD PARAGRAPH: Access conditions may be modified by LAZZA GLOBAL, or new features may be implemented in addition to those already referenced, which shall, where applicable, be communicated to the USER through public communication or personal notice via the contact channels established for that purpose.

26. PROFILE HISTORY: As a USER, you may review your history within your assigned profile and view it permanently. Accordingly, any irregularity must be reported through our contact channels within five (5) days following the occurrence of such situation.

27. ERROR VERIFICATION: LAZZA GLOBAL may correct any errors that may occur in the history of the USER’s profile, reserving the right to reverse or void any transaction arising from an error or presenting any irregularity outside the normal process, to carry out the relevant verification and correction processes.

Accordingly, as a USER, you accept that: LAZZA GLOBAL may void transactions that contain an error, as if they had never taken place; modify erroneous values or information within transactions in order to record accurate information consistent with the actual prevailing market information; modify the type of service that may apply to remedy such irregularities; and take any other action that may be appropriate.

When carrying out this type of action, LAZZA GLOBAL may report the details of the modified or canceled aspects through the communication channels designated for that purpose.

28. EXCHANGE AND WALLET: The USER shall be solely responsible for maintaining their Exchange and Wallet with the provider they have selected for that purpose and that suits their specific needs, it being understood that these shall under no circumstances be related to LAZZA GLOBAL or the services it offers.

29. PERSONALIZED USE: By using the services provided by LAZZA GLOBAL, and once a profile has been assigned, the USER acknowledges and accepts that they shall:

Use their profile personally, and not on behalf of third parties, unless prior written consent has been obtained to do so. Not offer or permit access to unauthorized third parties. Follow and comply with the established guidelines on identity verification.

Authorize LAZZA GLOBAL, where required, to carry out information and documentation validation processes directly or through specialized national or international third parties.

Accept that their personal data will be recorded to enable their use of and access to the assigned profile during the period in which the service is provided, and thereafter, where applicable. Any other matters relevant to the nature of the service.

30. RESTRICTION OF THIRD-PARTY ACCESS: As a USER, you must ensure that your profile is not used by anyone other than yourself, except in those cases where prior written authorization has been granted to a third party, always in compliance with the provisions set forth in these general terms and conditions of use and related provisions.

31. DEPOSIT IN CRYPTOCURRENCY: When a deposit is made in cryptocurrency, LAZZA GLOBAL shall not charge the USER any type of commission, this being an alternative with no additional costs for USERS.

32. AMOUNTS: With respect to the services provided, the following minimum amounts shall be established for making the deposit required to use the services offered by LAZZA GLOBAL:

o MINIMUM AMOUNT FOR THE USE OF FIXED INCOME 2.0 SERVICES: The minimum deposit amount is set at $50 USD, at its corresponding exchange rate in cryptocurrency.

o MINIMUM AMOUNT FOR THE USE OF VARIABLE INCOME 2.0 SERVICES: The minimum deposit amount is set at $500 USD, at its corresponding exchange rate in cryptocurrency.

o MINIMUM AMOUNT FOR THE USE OF LIVE TRADING SERVICES: The minimum deposit amount is set at $10 USD, at its corresponding exchange rate in cryptocurrency.

PARAGRAPH: LAZZA GLOBAL does not impose a maximum limit on deposits, thereby offering flexibility in the operational management associated with the USER.

33. LIMITS: In addition to what is set out in the paragraph of section 32, although LAZZA GLOBAL does not impose a maximum limit on deposits, in the course of providing its services LAZZA GLOBAL may apply limits in connection with the following situations: Due to the amount of the deposit the USER intends to make, when this may create a risk and, at the discretion of LAZZA GLOBAL, may affect the normal provision of the contracted service.

Due to the number or volume of transactions the USER may carry out within a specific period of time, at the discretion of LAZZA GLOBAL.

Other limits unilaterally set by LAZZA GLOBAL to protect the proper provision of the service.

FIRST PARAGRAPH: In any event, such limitations may be viewed by the USER in their profile or shall be duly notified through the relevant contact channels.

SECOND PARAGRAPH: LAZZA GLOBAL reserves the right to modify any limitation applicable to the profile of the USER, at any time and at its sole discretion.

34. TERM: The term for processing the initial deposit shall be subject to the acceptance of these general terms and conditions of use by the USER, as well as to the guidelines that may be directly established between the parties under the principle of private autonomy of the will.

35. ADDITIONAL DEPOSITS: USERS may make additional deposits at any time during the term of the service provided, thereby enabling active management of their operational profile.

36. OWNERSHIP OF DEPOSITS AND FUNDS: Deposits made by the USER shall be the property of the User, as shall any benefits and/or returns they may generate, and it is on these that LAZZA GLOBAL shall apply only the fees, operating costs, interest, charges, and other items that may apply due to the nature of the service provided.

FIRST PARAGRAPH: Where applicable, these may be frozen, withheld, or returned in accordance with the applicable legal provisions on the matter and through the relevant authorities.

SECOND PARAGRAPH: LAZZA GLOBAL shall not improperly and without applicable justification appropriate the deposits, benefits, and/or returns associated with the profile of the USER, except for such exceptions as may legally apply.

37. SECURITY: LAZZA GLOBAL shall endeavor to maintain a secure process from the initial deposit onward, employing various protection, technology, and security mechanisms for its USERS.

38. RETURNS: LAZZA GLOBAL shall endeavor to ensure the timely management of the process for delivering the returns generated in connection with the selected service, making payments as follows:

o FIXED INCOME 2.0: For this modality, a payment frequency of 30 calendar, current, and/or ordinary days is established, a period that shall begin to run as of the day following the relevant deposit by the USER, and once this financial instrument proposed and offered by LAZZA GLOBAL has begun to be executed as an investment. In this case, the USER shall receive a monthly return, based on a fixed percentage of 1%.

o VARIABLE INCOME 2.0: This modality, as a financial instrument proposed and offered by LAZZA GLOBAL, shall be executed during each business and/or trading day on the New York Stock Exchange, United States. Returns shall therefore be determined by market movement, it being understood that they shall be credited on a daily, weekly, and/or monthly basis, depending on the investment, and may be viewed by the USER in their profile throughout each ongoing month of the investment. It should be emphasized that, given the nature of the service, returns may fluctuate and vary depending on market movement, changing with each daily, weekly, and/or monthly crediting period.

o LIVE TRADING: This modality, as a financial instrument proposed and offered by LAZZA GLOBAL, shall be executed during each business and/or trading day on the New York Stock Exchange, United States. Returns shall therefore be determined by market movement, it being understood that, due to the live trading modality, returns and/or losses shall be applied immediately and live on the platform offered by LAZZA GLOBAL, allowing funds and withdrawals from the account to be managed immediately.

39. SUPPORT AND ASSISTANCE: USERS shall have access, through the channels defined by LAZZA GLOBAL, to the support and assistance tools necessary to resolve any request, complaint, claim, and/or suggestion related to the services directly connected with LAZZA GLOBAL, in order to ensure a reliable and effective experience. The aforementioned channels may be found at https://lazzaglobal.com.

40. PROHIBITIONS REGARDING SUPPORT AND ASSISTANCE SERVICES: The support and assistance channels may not be used for purposes other than those strictly related to the services provided by LAZZA GLOBAL. Accordingly, requests containing abusive, defamatory, obscene, or other information aimed at manipulating markets or disseminating misleading and fraudulent information, that contravene the regulations in force and applicable to the specific case, or that affect the proper management of the services provided, shall be considered prohibited, the USER understanding and accepting that, should such conduct occur, LAZZA GLOBAL may unilaterally and without prior notice adopt measures such as partial or permanent suspension of the service, among others that may apply.

41. GUIDELINES OR INSTRUCTIONS: With respect to guidelines or instructions, it is specified that the USER must directly ensure that these are complete, detailed, and accurate, given that LAZZA GLOBAL is not obligated to verify their truthfulness, validity, and accuracy.

FIRST PARAGRAPH: These guidelines or instructions are the sole responsibility of the USER and are therefore irrevocable in nature, it being understood that once a guideline or instruction has been submitted, it may not be modified or deleted, except where express authorization is granted by LAZZA GLOBAL for that purpose.

SECOND PARAGRAPH: When there is doubt regarding any of the guidelines or instructions issued by the USER, LAZZA GLOBAL has the authority to postpone, suspend, or refuse to carry out the relevant action.

THIRD PARAGRAPH: Guidelines and instructions shall be deemed received once they have been received by the LAZZA GLOBAL server, it being understood that the instructions received shall be binding on the USER.

FOURTH PARAGRAPH: It is the responsibility of the USER to review their profile before issuing a guideline or instruction, in order to confirm that they have the necessary funds for LAZZA GLOBAL to carry out the relevant action.

42. MANAGEMENT OF GUIDELINES OR INSTRUCTIONS: By issuing a guideline or instruction, you are clearly, expressly, and unequivocally authorizing LAZZA GLOBAL to carry out the operational actions necessary and related to the instruction provided, subject to the prior verification that, as a USER, you must carry out of your profile information and the funds available therein.

FIRST PARAGRAPH: When the funds associated with your profile are insufficient to cover the entirety of the guideline or instruction provided by you, LAZZA GLOBAL reserves the right to refuse to carry out any action or operational activity.

SECOND PARAGRAPH: Additionally, LAZZA GLOBAL reserves the right to postpone, suspend, or refuse to carry out the action arising from a guideline or instruction, based on the guidelines established in these general terms and conditions of use and related provisions.

43. PROTECTION OF GUIDELINES OR INSTRUCTIONS: As a USER, you acknowledge that you are directly responsible for issuing guidelines and instructions, it being understood that these shall be transmitted to LAZZA GLOBAL exclusively over the internet. Accordingly, you acknowledge the risk that these may be routed through mechanisms that are not protected or are not associated with LAZZA GLOBAL, and therefore LAZZA GLOBAL cannot guarantee that such guidelines or instructions will be fully protected against cybersecurity risks, unauthorized access, and other related risks, you hereby accepting any such associated risks. PARAGRAPH: The USER shall be responsible for carrying out the verification, accreditation, and secure management process for transactions, safeguarding any information related to the issuance of guidelines and instructions and endeavoring to implement secure mechanisms for issuing them.

44. CONTROL OF GUIDELINES OR INSTRUCTIONS: As a USER, you are directly responsible for your profile, and accordingly LAZZA GLOBAL shall assume that it is you who has directly authorized any guideline or instruction, unless LAZZA GLOBAL is notified otherwise. It is therefore essential that you frequently review your profile in order to avoid any irregularity or suspicious activity, in accordance with what is established in sections 18 and 19 of these general terms and conditions of use.

PARAGRAPH: LAZZA GLOBAL is not responsible for any guidelines or instructions received and processed when these arise from an irregularity or unauthorized activity that was not promptly reported by the USER.

45. RECORD OF GUIDELINES AND INSTRUCTIONS: In order to comply with quality and information-handling standards, as a USER, you authorize LAZZA GLOBAL to keep a record of the guidelines and instructions you have issued, during the term of the assigned profile and thereafter, where applicable.

46. REGARDING FUNDS AND THEIR AVAILABILITY: At the time the USER makes a deposit, it shall be reflected in their profile and shall be deemed their available funds, which opens the possibility of generating returns based on what is established in these general terms and conditions of use.

47. REGARDING WITHDRAWALS: LAZZA GLOBAL offers a personalized assistance service in order to guide USERS through the entire withdrawal process, establishing for this purpose a USER support team that will be available to provide guidance on this matter.

48. WITHDRAWAL PERIODS: LAZZA GLOBAL establishes minimum mandatory periods for Fixed Income 2.0, Variable Income 2.0, and Live Trading services. Accordingly, the following information should be taken into account:

o FIXED INCOME 2.0 WITHDRAWAL PERIOD: For this modality, the minimum mandatory period shall be three (3) months.

o VARIABLE INCOME 2.0 WITHDRAWAL PERIOD: For this modality, the minimum mandatory period shall be six (6) months.

o LIVE TRADING WITHDRAWAL PERIOD: For this modality, no specific period is established, since, given its live availability, withdrawal may be made immediately in accordance with market conditions and the provisions established in the LAZZA GLOBAL system at the time of trading.

FIRST PARAGRAPH: Should the USER request a partial or total withdrawal prior to the expiration of the minimum mandatory period, an early position-liquidation penalty shall apply, the purpose of which is to cover the costs associated with the cancellation of bonds and open positions.

SECOND PARAGRAPH: The specific amount established for the early withdrawal penalty shall be confirmed at the time the USER confirms their request, and may range between 20% and 40% of the corresponding amount, depending on the market and the costs incurred by LAZZA GLOBAL in liquidating the positions.

THIRD PARAGRAPH: The USER accepts and acknowledges that the mandatory periods are established so that LAZZA GLOBAL may implement strategies consistent with the contracted services. Accordingly, observance of and compliance with these periods is fundamental to optimizing returns and minimizing risks.

49. WITHDRAWAL REQUESTS: LAZZA GLOBAL shall process withdrawal requests within a reasonable period, not exceeding 24 hours from their request and receipt. Withdrawal requests shall be subject to the following conditions:

A 1% commission shall be applied to each withdrawal, on the amount withdrawn, to cover external processing costs. This commission relates to the costs associated with payment processing applicable to cryptocurrency withdrawals. The minimum amount to request a withdrawal is $10 USD, at the corresponding exchange rate in the applicable cryptocurrency.

It is important to clarify that the percentage established in the preceding paragraph does not include the general commission percentage of the BLOCKCHAIN NETWORK (NETWORK FEE / GAS FEE) through which the cryptocurrency exchange is carried out.

PARAGRAPH: The USER accepts and acknowledges that the commission percentage of the BLOCKCHAIN NETWORK (NETWORK FEE / GAS FEE) through which the cryptocurrency exchange is carried out may vary depending on its provider, it being understood that this fee will not always be stable and that its percentage will be lower or higher depending on the time (day) of the network used.

50. RETENTION OF BALANCES: LAZZA GLOBAL in principle guarantees that the funds of USERS shall be available for withdrawal, without unjustified holds, except for such provisions as may be established on this matter within these general terms and conditions of use and related provisions.

PARAGRAPH: Should suspicious or abnormal activity be detected, or should there be noncompliance with the provisions set forth in these general terms and conditions of use, their complementary provisions, or applicable regulations, LAZZA GLOBAL unilaterally reserves the right to partially or fully suspend services to the USER, it being noted that this shall not affect the availability of their funds, which shall remain accessible for withdrawal in accordance with the guidelines established for that purpose.

51. OPERATING, EXTERNAL, INTRADAY, AND LIVE TRADING SPREAD COSTS: LAZZA GLOBAL shall process withdrawal requests within a reasonable period, not exceeding 24 hours from their request and receipt. The USER accepts and acknowledges that they must pay the commission percentage of the BLOCKCHAIN NETWORK (NETWORK FEE / GAS FEE) through which the cryptocurrency exchange is carried out, it being understood that this may vary depending on its provider, and assuming that it will not always be stable and that its percentage will be lower or higher depending on the time (day) of the network used.

o INTRADAY TRANSACTIONS: Profits obtained through intraday transactions shall be subject to an operating cost, which shall be automatically deducted from the daily results. This cost represents the share of LAZZA GLOBAL in the profits generated by the PRINCIPAL USER, in this regard, the deduction of this cost shall be reflected in the profile of the PRINCIPAL USER, thereby showing the net profit obtained by the USER.

PARAGRAPH: The data reflected in the profile of the USER already reflects the deduction of the cost, thereby showing the net profit obtained by the USER.

o LIVE TRADING SPREAD: In transactions carried out under the LIVE TRADING modality, the USER acknowledges and accepts that a spread charge of 0.25% shall be applied to the overall value of the transaction in a bidirectional format, meaning that it shall apply both when the position is opened and when it is closed. Such operating charge shall remain independent and shall not replace any additional charges and/or operating costs that may be established in this document, the general terms and conditions, and/or those applicable to the transaction.

52. PROFESSIONAL MANAGEMENT: The USER acknowledges and accepts that the strategies developed and managed by LAZZA GLOBAL are designed and executed by a team of professionals highly trained in the services provided. This team operates with a high level of expertise, employing advanced technological tools such as machine learning and algorithmic trading, in order to ensure an optimal process tailored to operational needs.

53. DESIGNATION OF BENEFICIARIES: The USER has the right to designate a beneficiary who, in the event of their death, shall receive the funds associated with their profile assigned by LAZZA GLOBAL. Accordingly, for this purpose the USER must submit the information requested by our system for that purpose.

In accordance with the succession law of Saint Lucia (Succession Act Cap. 6.01), the designation of beneficiaries over digital funds shall be governed by local succession laws. In the event of the death of the USER, LZ GLOBAL HOLDINGS INC shall require: (1) An apostilled or authenticated death certificate; (2) A legal document evidencing the beneficiary’s status (will, court order, or previously registered designation); (3) Verification of the beneficiary’s identity in accordance with the applicable KYC policy.

The 30-business-day period for delivery of funds shall run from the date of complete submission of documentation. FIRST PARAGRAPH: In the event of death, and once the requirements for designation of the beneficiary have been met, LAZZA GLOBAL undertakes to carry out the delivery of funds within a period of 30 business days, counted from the date of the beneficiary’s request, in accordance with the applicable legal conditions and what is established in these general terms and conditions of use.

SECOND PARAGRAPH: LAZZA GLOBAL shall require official proof of the death of the USER, as well as verification of the identity of the designated beneficiary, prior to proceeding with the delivery of funds. This process shall be carried out to ensure the security and legitimacy of the process.

THIRD PARAGRAPH: The USER may, at any time, change the designated beneficiary by providing written notice to LAZZA GLOBAL through the designated contact channels and in compliance with the requirements established for the designation of beneficiaries. This designation shall take effect once the information verification and accreditation processes have been carried out, which shall be duly notified to the USER through the contact channel they have provided.

FOURTH PARAGRAPH: LAZZA GLOBAL undertakes to provide guidance to the designated beneficiary during the process of delivering the funds, ensuring compliance with the requirements and regulations that may apply in this regard.

54. FEES AND COSTS: Based on the guidelines established in these general terms and conditions of use and related provisions, as a USER, you authorize us to deduct all fees, operating costs, interest, charges, and other items that may apply and that are directly related to the services provided by LAZZA GLOBAL.

PARAGRAPH: If, as a USER, you owe a certain amount and do not have sufficient funds to make the corresponding payment or deduction, you accept and acknowledge that this would constitute a payment obligation in favor of LAZZA GLOBAL and you authorize us to take the collection measures applicable to the specific case under applicable legal and commercial provisions.

55. MODIFICATION OF FEES AND COSTS: The USER acknowledges and accepts that the commissions, fees, operating costs, interest, charges, and other items that may apply may be modified at any time, unilaterally and at the complete discretion of LAZZA GLOBAL, and shall be duly notified through the contact channels established for that purpose.

PARAGRAPH: These modifications shall be made only when applicable, based on market conditions and the provision of the services offered, in keeping with the principles of good faith and discretion attributable to LAZZA GLOBAL.

56. CALCULATION OF FEES AND COSTS: The calculation of the commissions, fees, operating costs, interest, charges, and other items that may apply and that relate to the services provided by LAZZA GLOBAL shall be binding on the USER, and shall be carried out in accordance with the methodology that LAZZA GLOBAL establishes based on the specific nature of the service provided, market movement, and in keeping with the principle of good faith and discretion attributed to LAZZA GLOBAL.

57. RISK MANAGEMENT: By using the services provided by LAZZA GLOBAL, the USER acknowledges and accepts the existence of risks inherent to the development of the relevant activity, and declares that, despite the efforts LAZZA GLOBAL may take to minimize risks, it is not possible to completely eliminate them, nor to guarantee specific market behavior and, accordingly, determined and defined returns.

58. IMPLEMENTATION OF MEASURES: LAZZA GLOBAL shall endeavor to implement risk-management measures aimed at protecting the interests of USERS, which may include, without limitation, the thorough analysis of market opportunities and the application of advanced technologies for monitoring, identifying, and minimizing risks.

PARAGRAPH: LAZZA GLOBAL shall endeavor to carry out the verification and updating of these risk-management measures, in order to adapt them to the changing dynamics of the markets.

59. SECURITY PROCESSES: As a USER, you shall be responsible for implementing measures aimed at protecting your technological devices and computer, electronic, and other tools applicable and necessary in connection with the contracted service, except as otherwise provided by applicable regulations on this matter. Accordingly, you shall be directly responsible for managing the review and security processes referenced above, as well as handling backups of information as applicable, LAZZA GLOBAL not being responsible for claims or actions arising from noncompliance with this provision.

60. SECURITY OF THE ASSIGNED PROFILE: As a USER, and in light of the personal use of your profile, except for such exceptions as may apply, you are responsible for selecting and implementing the security measures necessary to safeguard access to and review of your profile.

61. SECURITY MEASURES FOR THE ASSIGNED PROFILE: As a USER responsible for selecting and implementing the security measures necessary to safeguard the proper use of your profile, you must implement, without limitation, the following measures:

Compliance with the guidelines established in these general terms and conditions of use and with any applicable regulations. Safeguarding and proper use of access credentials to maintain the security of the assigned profile. Not allowing remote access to your profile. Not sharing your device screen when information related to your profile may be visible.

Keeping your information up to date in accordance with the guidelines established in these general terms and conditions of use, especially your notification or contact channels. Logging out as soon as you stop using your profile. Any other measures related to protecting your profile.

FIRST PARAGRAPH: LAZZA GLOBAL will not ask you to share access information or authentication codes, except in a recovery and/or identity-validation scenario or process, and only when applicable.

SECOND PARAGRAPH: The USER, in light of the provisions referenced above, must notify LAZZA GLOBAL of any attempted change, attack, or unauthorized use, not only of their profile but also of their personal data or information, when this may directly affect the proper performance of the contracted services, in order to carry out the review processes and implement measures that may be directly applicable to LAZZA GLOBAL in this regard.

62. PROFILE MONITORING: In addition to what is established in section 26, the USER must ensure a periodic review of their assigned profile and the information contained therein, in order, among other things, to ensure that no irregularities or unauthorized activity are recorded.

PARAGRAPH: The USER acknowledges that any irregularity, suspicious activity, or unauthorized use of their profile must be reported immediately to LAZZA GLOBAL, accepting that the occurrence of any such situation may result in disruption or loss of the funds that may be recorded there, for which LAZZA GLOBAL shall not be responsible.

63. SUSPECTED IRREGULARITIES OR SECURITY BREACHES: When the USER suspects the occurrence of irregularities or possible security breaches within their assigned profile, they must immediately and in detail report and/or notify LAZZA GLOBAL through the established contact channels, in order to carry out the accreditation, investigation, and implementation of any measures that may apply.

PARAGRAPH: Upon receiving notifications of suspected irregularities or security breaches affecting a profile assigned to a USER, LAZZA GLOBAL reserves the right to request additional information or documentation from the USER in order to carry out the relevant review processes. Accordingly, the USER agrees to immediately provide such information or documentation to LAZZA GLOBAL through the established contact channels, and likewise agrees that such information or documentation may be shared with such third parties, whether national or international, as deemed appropriate, in order to carry out the relevant investigation processes.

64. SUSPENSION, RESTRICTION, OR DEACTIVATION OF PROFILES: LAZZA GLOBAL reserves the right to partially or permanently suspend the services provided to the USER, or to take any applicable restriction or deactivation measures, when, without limitation, the following situations arise:

The USER does not meet, or ceases to meet, the requirements necessary to use the services provided by LAZZA GLOBAL. The information or documentation provided by the USER is incorrect, outdated, incomplete, and/or fraudulent. When there is suspicion that the profile has been used to carry out fraudulent or unauthorized actions, situations contrary to applicable regulations in force, or other related matters. Due to unauthorized access, or multiple uses from different sources. Due to insufficient funds. When no activity is recorded on the assigned profile for a period of one hundred eighty (180) days.

A favorable result is not obtained in the due diligence processes, or the result obtained is contrary to the operating policies of LAZZA GLOBAL, when applicable. When such measures must be implemented by order of a competent authority. When the conduct of the USER contravenes applicable regulations in force in connection with the service provided. Due to noncompliance with these general terms and conditions of use and other provisions established by LAZZA GLOBAL and related to these provisions.

Due to AML/CFT risk. The User has outstanding monetary obligations to LAZZA GLOBAL. When the contact channels show errors or are outdated. When the USER has taken actions aimed at evading our review, accreditation, or control processes. Opens additional profiles without authorization from LAZZA GLOBAL. Any other valid and reasonable reason leading to the implementation of such measures by LAZZA GLOBAL.

PARAGRAPH: Should any of these situations occur, and only where applicable, LAZZA GLOBAL may, although not obligated to, notify the USER and allow them to carry out the relevant correction and defense processes, in order to evaluate the reactivation of their profile.

65. ACCEPTANCE OF THE PROFILE SUSPENSION, RESTRICTION, OR DEACTIVATION PROCESSES: The USER acknowledges and accepts that, should one or more of the situations referenced above occur, without limitation, LAZZA GLOBAL has full authority to decide to suspend, restrict, or deactivate the profile assigned to the USER; likewise, the User acknowledges and accepts that LAZZA GLOBAL may implement these measures based on confidential actions and criteria necessary to maintain risk-management and security protocols, and accordingly acknowledges and accepts that, on this understanding, LAZZA GLOBAL has no obligation to disclose details of the relevant risk-management and security processes.

66. CONSEQUENCES OF THE PROFILE SUSPENSION, RESTRICTION, OR DEACTIVATION PROCESSES: When any measure of permanent suspension, restriction, or deactivation applies to the profile assigned to the USER, any open transactions shall be closed, and the delivery of funds shall likewise be made in compliance with the applicable legal provisions for that purpose and through the relevant authorities in this matter.

67. AVAILABILITY OF SERVICES: It is important to clarify and inform the USER that temporary and/or intermittent suspensions may occur due to hardware and/or software updates and/or maintenance, or due to emergency situations.

PARAGRAPH: LAZZA GLOBAL may suspend access to the profile of the USER for maintenance reasons or emergency situations requiring the implementation of such measures. Accordingly, the necessary actions shall be taken to restore access as soon as possible, without LAZZA GLOBAL being able to set a guaranteed time frame for this in such scenarios.

68. CONTENT WARRANTY: Although LAZZA GLOBAL will implement reasonable measures to keep information related to the services up to date across the various consultation channels, there is no guarantee that such information will be accurate, complete, or up to date when consulted by the USER, due to the periodic verification and renewal processes that LAZZA GLOBAL may carry out.

69. THIRD-PARTY INFORMATION: The USER acknowledges and accepts that LAZZA GLOBAL is not responsible for the content, information, or services associated with third parties that they may become aware of through the platform and operational channels of LAZZA GLOBAL.

70. DEVICE COMPATIBILITY: As a USER, you are responsible for using mechanisms, devices, and equipment that are compatible for using the services of LAZZA GLOBAL.

PARAGRAPH: Any issues or delays related to the incompatibility of mechanisms, devices, and equipment shall not be the responsibility of LAZZA GLOBAL.

71. DAMAGE TO DEVICES: LAZZA GLOBAL is not responsible for material damage or damage caused by viruses or malicious software or other items that may affect the devices of the USER. Accordingly, the USER is advised to implement the security measures necessary to prevent this type of breach, damage, or harm.

72. VERIFICATION OF COMMUNICATIONS: The USER shall be responsible for verifying the proper origin of messages or communications coming from LAZZA GLOBAL, since these shall only be issued through the channels established and authorized for that purpose. Accordingly, LAZZA GLOBAL shall not be responsible for the consequences that may arise from a failure to verify such origin.

73. RESPONSIBILITIES: As a USER, you acknowledge and accept that LAZZA GLOBAL or its applicable partners shall not be responsible for:

Losses that you may suffer as a result of using the services. Risks that may arise in connection with what is established in section four. Any act or omission affecting the provision of services, what is established in these general terms and conditions of use, and related provisions. Instructions originating directly from your profile.

Unauthorized access by third parties or security breaches affecting your profile, email, devices, networks, contact channels, and other related items. Interruption of services caused by maintenance processes or cyberattacks beyond our control. Any loss of opportunities, returns, profits, or any special, aggravated, punitive, incidental, indirect, or consequential damages arising from the use of the services, in connection with these general terms and conditions of use or any other related provision.

Loss or theft of devices you have enabled to access the services provided by LAZZA GLOBAL and the consequences this may entail. Cyberattacks resulting from viruses or other malicious software that may affect the equipment and information that you, as a USER, safeguard and use to access the services provided by LAZZA GLOBAL. Identity theft, phishing, or related matters that affect your information as a USER and disrupt the provision of the service by LAZZA GLOBAL. Failure to observe good practices regarding security and the identification of risks inherent to the contracted service.

Management of suspension, restriction, or deactivation measures based on what is established in these general terms and conditions of use and related provisions. Any limitation established on your profile. Failure of contact processes when an error or outdated information occurs in the information you provide for that purpose. When the profile is permanently deactivated due to lack of use. The failure of transactions related to the services performed.

Delays in the management of transactions. Reasoned refusal in the management of transactions. Losses you may suffer as a result of actions by third parties unrelated to LAZZA GLOBAL. Losses you may suffer from the use of channels not authorized for processing transactions and using the services. Any loss or damage that may arise from manifest error or market volatility. Any loss or damage arising from a correction, amendment, or cancellation of an instruction and the management of transactions.

Any other matter that may apply in relation to the respective services, these general terms and conditions of use, and any related provision.

74. RESPONSIBILITIES OF LAZZA: LAZZA GLOBAL and its applicable partners, shall not be responsible for losses that the USER may suffer within their assigned profile in connection with the contracted services, except for those that may directly arise as a result of negligent conduct or continued noncompliance with these general terms and conditions of use, in which case such conduct must be duly proven by the USER.

75. SUSPENSIONS OR DAMAGES: LAZZA GLOBAL and its applicable partners shall not be responsible for any suspensions, damages, losses, and other applicable matters that may arise, without limitation, from cyberattacks or malicious actions by third parties, including viruses, trojans, worms, ransomware, spyware, adware, keyloggers, rootkits, botnets, crypto hacking, phishing, denial-of-service attacks, exploitation of vulnerabilities, or unauthorized access and other applicable matters that compromise the security, integrity, or availability of the services.

PARAGRAPH: These provisions also extend to any harm, damage, loss, suspension, and other applicable matters that the USER may suffer due to direct alteration of their devices, accounts, emails, networks, access data, and other related and applicable items, it being their sole responsibility to implement appropriate security measures, thereby releasing LAZZA GLOBAL from any liability or indemnification obligation for the consequences that may arise from such events.

76. CLAIMS: As a USER, you acknowledge and accept that LAZZA GLOBAL will make available the contact and communication channels necessary to address your concerns, requests, or disputes, thereby providing a space for personalized guidance and attention that allows, where applicable, the resolution of any controversies that may arise, prior to the initiation of legal action where applicable. Accordingly, as a first measure, and in keeping with good commercial practices, where appropriate, the parties shall, in keeping with the principle of good faith, directly attempt to resolve any claim, complaint, or dispute through direct negotiation, with such discussions remaining in complete and strict confidentiality and being governed by the regulations applicable and in force on this matter.

FIRST PARAGRAPH: Once such requests, complaints, claims, or disputes are received, they shall be assigned a case or identification number, in order to initiate the relevant internal verification process that allows LAZZA GLOBAL to respond to you within a reasonable period not exceeding 15 business days.

SECOND PARAGRAPH: When requests, complaints, claims, or disputes cannot be resolved based on the foregoing, the USER, through the channel established by LAZZA GLOBAL, must submit a written claim by way of prior notice, which must mandatorily contain the following: full identification of the requester and their assigned profile, a complete and detailed description of the request, claim, complaint, and/or dispute, the resolution sought, detailed identification of the transactions in dispute, reference to the case or identification number initially provided, and notice details. Where the foregoing requirements are not met, the claim shall be returned for correction by the USER within a period of 15 calendar days. On the other hand, once it has been corrected, or if its initial submission presents no issue, the USER acknowledges and accepts that the dispute process shall proceed by arbitration in accordance with what is set forth in the following section. Finally, where applicable, if the relevant corrections to this notice are not made by the USER, the User accepts and acknowledges that the case shall be closed and may not be reopened.

77. ARBITRATION CLAUSE: The parties agree that, with respect to the provisions of the preceding section, once this procedure has been exhausted, any dispute, claim, or controversy shall be submitted to arbitration in accordance with the guidelines in force and applicable, as follows:

The seat of arbitration shall be determined by the parties at the time of the dispute, within the geographic scope established by the International Chamber of Commerce. The arbitration shall be at law, confidential, and shall be conducted by three arbitrators. The applicable language shall be Spanish and/or English, as the case may be. The arbitral award shall be binding, final, and enforceable on both parties without the need to resort to any judicial proceeding.

Any arbitration against LAZZA GLOBAL must be initiated by the USER in accordance with what is established in the preceding section, and within 60 days from the date on which the USER asserted the claim, first became aware of or discovered, or reasonably should have discovered, the event giving rise to the claim. This period shall include the direct-negotiation period established in the preceding section.

International arbitration shall be conducted in accordance with the rules of the International Chamber of Commerce (ICC) or the WIPO Arbitration and Mediation Center, at the parties’ choice. Castries, Saint Lucia, or any other agreed neutral jurisdiction may be designated as the preferred seat. The law applicable to the merits of the dispute shall be that of Saint Lucia, unless otherwise expressly agreed.

The award shall be enforceable in accordance with the 1958 New York Convention on the Recognition and Enforcement of Foreign Arbitral Awards.

During the arbitration, the amount or amounts of any offer or attempt at direct negotiation made by the USER or by LAZZA GLOBAL shall not be disclosed to the arbitrator or arbitrators.

The parties agree that the arbitral tribunal shall have the power to decide on its own jurisdiction and competence, including, without limitation, any objection to the arbitration agreement or the arbitrability of any claim, complaint, controversy, and/or dispute.

Accordingly, based on the foregoing, the USER expressly waives any other forum or jurisdiction that might otherwise apply to them and undertakes not to initiate judicial or non-judicial actions on matters submitted to this arbitration, except to the extent strictly necessary to comply with the arbitral award.

When LAZZA GLOBAL initiates the arbitration process against the USER, it shall notify the User through the contact and notification channels provided by the USER, it being understood that notices given through these means shall be effective for purposes of this provision. Accordingly, it is the sole responsibility of the USER to keep their contact and notification information up to date and to inform LAZZA GLOBAL of any change.

FIRST PARAGRAPH: This clause shall be deemed accepted by the USER at the time they access, register, or use the services offered by LAZZA GLOBAL.

SECOND PARAGRAPH: The arbitration provisions established in this clause shall survive the termination of these general terms and conditions of use or related provisions.

THIRD PARAGRAPH: Where the filing period established herein is contrary to applicable legal provisions on this matter, the USER must bring proceedings against LAZZA GLOBAL within the shortest period permitted and established by the applicable regulations in force on this matter.

FOURTH PARAGRAPH: The USER acknowledges and accepts that the entire claims process, from direct negotiation, through the initiation, conduct, and conclusion of the arbitration process, and all related actions, shall be kept in strict confidentiality, and accordingly no information and/or documentation may be disclosed, except to the tribunal, the parties, attorneys, and any other person necessary for the conduct of this process.

78. CLASS ACTIONS: The USER accepts and acknowledges that any claim or action shall be brought personally and individually, and not as a claimant or participant in a class or collective action. Accordingly, by accepting these general terms and conditions of use and related provisions, you waive any right that would allow you to bring or file this type of action or claim so that it may be accepted, heard, and/or arbitrated on a class basis, to the extent permitted by the regulations in force and applicable to the specific case.

PARAGRAPH: The USER accepts and acknowledges that the joinder, consolidation, or combination of individual arbitrations is not permitted unless express written consent, where applicable, is given by LAZZA GLOBAL.

79. INDEMNITY: The USER shall hold harmless LAZZA GLOBAL and its applicable partners against any claim, legal action, loss, damage, liability, cost, or expense that may arise from or relate to:

Improper or unauthorized use of the services provided by LAZZA GLOBAL by the USER or unauthorized third parties. Noncompliance by the USER with what is established in these general terms and conditions of use and related provisions. Any infringement of third-party rights arising from the use of the services by the USER.

This provision shall remain in effect even after the termination of these general terms and conditions of use, to the extent that claims relate or may relate to acts or omissions occurring during the term of this document.

80. UPDATING OF INFORMATION: The USER shall be directly responsible for keeping all their information and documentation up to date, where applicable. Accordingly, any modification or update must be immediately notified to LAZZA GLOBAL.

81. RESTORATION OF ACCESS: Where applicable, the restoration of information for access to the profile assigned to the USER may only be duly requested by the User, by providing information and approval of the security filters established for that purpose, and through the authorized channels for this.

82. NATURE OF THE SERVICE: LZ GLOBAL HOLDINGS INC operates as an investment management company in digital assets and financial markets, incorporated under the International Business Companies Act of Saint Lucia. It is not a banking entity, a trust company, or an insurance company. The services offered are not guaranteed by any public deposit insurance fund. LZ GLOBAL HOLDINGS INC meets the registration requirements in Saint Lucia for providing digital asset management services. LAZZA GLOBAL is not a banking or financial entity and therefore does not offer or provide banking and/or related services. Accordingly, the USER understands that LAZZA GLOBAL DOES NOT solicit funds from the public, and the User may use their funds and issue operational instructions at their own discretion and autonomy, in observance of and compliance with these general terms and conditions of use and related provisions.

83. DOCUMENTATION: Natural and/or legal persons who accept these general terms and conditions of use and use the services provided by LAZZA GLOBAL must identify themselves and demonstrate their legal capacity to use them, as well as comply with the provisions established herein. Accordingly, where necessary, they must submit the information and documentation requested by the system or that may be required by the LAZZA GLOBAL team through any communication method authorized by it, in keeping with good commercial practices and the private autonomy of the will of the parties involved in this matter.

84. INTELLECTUAL PROPERTY: With respect to intellectual property rights, the following provisions are established:

COPYRIGHT: The USER acknowledges and accepts that all content present on the platforms of LAZZA GLOBAL, including but not limited to text, graphics, images, logos, button icons, audio and video clips, data compilations, software, and other related items, is the exclusive property of LAZZA GLOBAL or its licensors, and is protected by the regulations in force and applicable to this matter. Accordingly, any reproduction, distribution, modification, adaptation, translation, transformation, commercialization, or any other form of exploitation, in whole or in part, of the content without the prior written authorization of LAZZA GLOBAL is expressly prohibited. Accordingly, use of the services of LAZZA GLOBAL does not confer on the USER any ownership or license right over the content, except the limited and non-exclusive right to use the services in accordance with these general terms and conditions of use and related provisions.

INDUSTRIAL PROPERTY: All industrial property rights related to LAZZA GLOBAL, including but not limited to trademarks, trade names, slogans, industrial designs, utility models, invention patents, and any other distinctive sign, are the exclusive property of LAZZA GLOBAL or its licensors. Accordingly, the use, reproduction, imitation, modification, or any other form of exploitation, in whole or in part, of the distinctive signs without the prior written authorization of LAZZA GLOBAL is strictly prohibited, it being understood that nothing in these general terms and conditions of use and related provisions shall be construed as granting any license or right whatsoever over the distinctive signs to the USER.

USER CONTENT: Should the USER post, upload, or otherwise transmit content through the services of LAZZA GLOBAL, the USER represents and warrants that they hold the intellectual property rights to such content or have the licenses and permissions necessary for its publication and use. It is understood that, where applicable, the USER grants LAZZA GLOBAL a non-exclusive, worldwide, transferable, sublicensable, royalty-free, and permanent license to use, reproduce, distribute, modify, adapt, publicly display, and publicly perform such content of the USER in connection with the provision of services and in connection with what is established in these general terms and conditions of use and related provisions. Additionally, the USER accepts and acknowledges that they are solely responsible for the content they post and undertakes not to infringe the intellectual property rights of third parties. LAZZA GLOBAL reserves the right to remove any content of the USER that it considers to infringe these general terms and conditions of use, related provisions, or the intellectual property rights of third parties.

REPORTING OF INFRINGEMENTS: If LAZZA GLOBAL considers that the USER is infringing its intellectual property rights, it may take appropriate action on this matter.

85. MODIFICATIONS: LAZZA GLOBAL reserves the right to update, modify, change, renew, edit, or take any related action, at any time, unilaterally, at its discretion and in keeping with the principle of good faith, with respect to these general terms and conditions of use and related provisions, it being noted that such modifications may include, without limitation, adjustments or changes to applicable fees, service availability, expansion of services, adjustments to the provision of services, features, and other related and applicable matters. These modifications shall take effect upon their publication through the channels that LAZZA GLOBAL designates for that purpose. Accordingly, it shall be the responsibility and obligation of the USER to periodically review this information, given that LAZZA GLOBAL is not obligated to provide prior notice of these modifications. Continued use of the services by the USER after the publication of the modifications shall constitute tacit acceptance of the new general terms and conditions of use and related provisions. Should the USER not agree with the modifications made, they may proceed with the termination of the provision of services in accordance with the provisions established on this matter.

86. PRIVACY, PROCESSING OF PERSONAL DATA, AND INFORMATION: The processing of personal data by LZ GLOBAL HOLDINGS INC is governed by the Data Protection Act of Saint Lucia (Cap. 13.02) and international data protection principles. International data transfers shall be carried out with the appropriate safeguards in accordance with local regulations.

The USER, as data subject, has the right to access, rectify, erase, and port their data. Inquiries regarding data protection should be directed to: [email protected]. The data retention period shall be adjusted to the legal minimum required by the authorities of Saint Lucia (5 years for financial records).

The USER is aware of and accepts what is established in this clause on privacy, processing of personal data, and information, it being clarified that this clause provides an explanation of the process for collecting, using, storing, and protecting the information provided by the USER, with the following specific provisions:

By using the services, LAZZA GLOBAL may collect data such as first and last names, contact and notification details, LAZZA GLOBAL profile access data, information on how the USER uses its services, the actions they take, the content they view, frequency, duration of use, IP address, device and browser types, device identifiers, location data, and other items related to the provision of services, as well as any additional data the USER voluntarily provides when using the services of LAZZA GLOBAL.

The data and information collected shall be processed primarily for the following purposes: managing access to and use of the services, including the creation and administration of the profile of the USER, personalizing the experience, providing features, addressing and responding to inquiries, technical support, sending communications or notifications, analyzing the use of the services, developing improvements, implementing security measures, prevention measures, complying with applicable legal provisions, sending advertising or promotions regarding the services provided, and other matters related to the provision of services.

The processing of personal data shall be based on the following grounds: when processing is necessary for the provision of services, as well as compliance with these general terms and conditions of use and related provisions; when prior, informed, free, specific, and unequivocal consent has been obtained from the USER for the purposes referenced above and any additional purposes that may apply in connection with the service provided; when processing is necessary for the pursuit of a legitimate interest of LAZZA GLOBAL, provided that the interests or fundamental rights of the USER do not prevail — this may include the improvement of services, security processes, and prevention measures, particularly AML/CFT; when processing is necessary to comply with a legal obligation to which LAZZA GLOBAL is subject; and for other matters related to the provision of services.

LAZZA GLOBAL may share the personal data and information of the USER with: national or foreign third parties affiliated with LAZZA GLOBAL that provide services such as web hosting, data analytics, transaction processing, advertising, marketing, technical support, due diligence, advisory services, and other applicable services, such parties being subject to confidentiality obligations and understanding that they may only process the data for the specific purposes related to the provision of the service; when required by law, or in response to a valid legal process or order of a competent authority; with third parties when the USER has given consent to share their data; as well as in the event of mergers, acquisitions, or sale of assets.

The personal information and data of the USER may be transferred and processed on servers located in different countries. In such cases, LAZZA GLOBAL shall endeavor to adopt the measures necessary to ensure that such transfer is carried out in observance of and compliance with the regulations applicable and in force on this matter, and that the appropriate safeguards are provided for the protection of the personal data and information of the USER.

The personal data and information of USERS shall be retained for as long as necessary to fulfill the purposes for which it was collected, including compliance with applicable legal and regulatory provisions. Once the data is no longer necessary for such purposes, it shall be securely deleted or anonymized.

USERS, as data subjects of their personal data and information, shall have the right to access, rectification, erasure, restriction of processing, objection, withdrawal, and any other rights that may apply by operation of law.

LAZZA GLOBAL shall endeavor to implement appropriate security measures for the protection of the personal data and information of the USER, it being noted that these may be reviewed and updated periodically to ensure their effectiveness.

LAZZA GLOBAL may modify this provision at any time, in which case what is established in section 86 shall apply.

If the USER has any concerns regarding what is established in this provision, they may contact LAZZA GLOBAL through any of the official communication channels published by LAZZA GLOBAL on its website.

By using the services of LAZZA GLOBAL, the USER acknowledges and accepts having read and understood the terms of this provision on privacy, processing of personal data, and information, and is aware of what is established herein, thereby giving their prior, express, and informed consent to carry out the actions applicable to this matter.

The regulatory provisions stipulated and in force, issued by the competent authority for this purpose, shall apply to this matter.

87. CONFIDENTIALITY: For purposes of these general terms and conditions of use and applicable provisions, “Confidential Information” shall mean all technical, administrative, strategic, financial, operational, intellectual property, documentation, contracts, data, or materials of any nature or format, trade secrets, formulas, algorithms, source code, technical specifications, business strategies, business plans, projections, market studies, customer or supplier lists, personal data, or any other information that, by its nature, must reasonably be considered confidential or that has been disclosed, designated, and provided by LAZZA GLOBAL as such.

The USER undertakes to: use the Confidential Information exclusively for the purposes authorized by LAZZA GLOBAL and within the framework of the provision of services; not disclose, reveal, share, or make available to third parties the Confidential Information without the express written authorization of LAZZA GLOBAL; implement appropriate security measures to protect the confidentiality of the information, including but not limited to access controls, encryption, and other applicable measures; and immediately notify LAZZA GLOBAL of any unauthorized access, loss, or disclosure of the Confidential Information.

The duty of confidentiality shall not apply to Confidential Information that: is in the public domain at the time of its disclosure or becomes so without breach of this clause; was legitimately known to the USER prior to its disclosure by LAZZA GLOBAL; is disclosed to the USER by a third party authorized to do so without restriction; was independently developed by the USER without reference to the confidential information of LAZZA GLOBAL; or is disclosed in compliance with a legal requirement or order of a competent authority, in which case it shall be the User’s obligation to inform LAZZA GLOBAL of this prior to disclosure, so that it may have the opportunity to defend and protect it.

The confidentiality obligation established in this provision shall remain in force during the provision of the service and shall continue for a period of two (2) years from the termination of the provision of the service, regardless of the cause of termination.

In the event of a breach of the confidentiality obligations by the USER, the User shall be liable for all direct and indirect damages and losses that such breach causes to LAZZA GLOBAL or its partners, where applicable, including but not limited to economic losses, reputational damage, and any negative consequence arising from such unauthorized disclosure of the Confidential Information, in which case LAZZA GLOBAL shall be entitled to take such action as may be applicable on this matter.

88. RECORDS AND RECORDINGS: The USER has the right to store a copy of this document for private use. Additionally, the User authorizes LAZZA GLOBAL, or whomever it designates, to keep recordings of communications, notifications, operational records, and other matters related to the provision of the service, which it may use as evidence in any proceedings that may apply.

The USER acknowledges, without limitation, as full evidence of the transactions they carry out, the recordings and internal records that LAZZA GLOBAL stores in its systems.

89. TERM: This document, its related provisions, and accordingly the provision of the applicable service, shall have an indefinite term and shall take effect as of the date of acceptance by the USER of these general terms and conditions of use and, accordingly, as of the time the USER uses the services provided by LAZZA GLOBAL, it being noted that this term shall end in accordance with what is established in the suspension, restriction, deactivation, and termination provisions applicable and set forth in this document, as well as those applicable by operation of law.

90. TERMINATION: These general terms and conditions of use, their related provisions, and accordingly the provision of the service, shall terminate based on the following provisions:

By agreement between the parties, which shall be recorded in writing and shared through the contact and notification channels established by the parties. By unilateral decision of the USER, regarding which they must provide written notice to LAZZA GLOBAL through its notification channels, with no less than thirty (30) calendar days’ advance notice.

By unilateral decision of LAZZA GLOBAL, which must be notified to the USER through the notification or contact channels and shall apply as of the time it is communicated. Noncompliance by the USER with the provisions established in these general terms and conditions of use and related provisions. When improper or unauthorized use of the services is made by the USER or by unauthorized third parties.

At the request of a competent authority. For technical, operational, or security reasons. Due to the permanent cessation of the provision of services by LAZZA GLOBAL. Inactivity by the USER and their assigned profile for a period exceeding 180 days. AML/CFT risk on the part of the USER and the transactions managed under their profile.

Any other cause that, in the judgment of LAZZA GLOBAL, is duly justified and applicable to proceed with termination of the service.

FIRST PARAGRAPH: LAZZA GLOBAL may, unilaterally and at its discretion, determine that the termination of the service shall take effect immediately or within a specific period, depending on the cause giving rise to the termination.

SECOND PARAGRAPH: Termination of the provision of services and, accordingly, of these general terms and conditions of use and related provisions, does not relieve the USER of the obligation to fulfill any outstanding obligations.

THIRD PARAGRAPH: The USER’s access to the services associated with their profile shall be permanently revoked.

FOURTH PARAGRAPH: LAZZA GLOBAL, upon termination of the service, shall unilaterally and at its discretion decide whether or not to retain the content uploaded or created by the USER in connection with their profile, it not being obligated to retain such content or keep it available after termination. Accordingly, it cannot be guaranteed that it may be recovered.

FIFTH PARAGRAPH: The USER accepts and acknowledges that the provisions established herein that may apply or remain in effect after termination of the service shall remain applicable and shall survive termination.

91. PARTNERS: The USER accepts and acknowledges that, in order to improve the experience and efficiency in the provision of the service, LAZZA GLOBAL may engage third parties acting purely as local partners in certain locations, including but not limited to Colombia, Panama, and Mexico. These partners shall act autonomously and independently, and their main function shall be to provide virtual or in-person spaces for guidance and communication with USERS, thereby facilitating understanding of the services offered. Accordingly, freely, knowingly, voluntarily, and in full use of their physical, mental, and legal faculties, the USER acknowledges and accepts that any interaction with these partners shall take place at their own responsibility, discretion, and risk, it being understood that LAZZA GLOBAL shall under no circumstances be responsible for the actions, omissions, negligence, or other situations that may arise with these partners. Should the USER have any concerns on this matter, they may direct their inquiries through the contact and communication channels provided by LAZZA GLOBAL.

PARAGRAPH: Partners are independent legal entities or natural persons who may act as non-exclusive commercial representatives; they have no authority to solicit funds, receive payments, or enter into contracts on behalf of LZ GLOBAL HOLDINGS INC; their sole authorized function is guidance, advice, and communication with USERS; payments must ALWAYS be made directly through the official platform by means of a cryptocurrency deposit.

92. CONTACT AND NOTIFICATIONS: For notification purposes, LAZZA GLOBAL shall use exclusively the email address [email protected].

On the other hand, for communication and contact purposes, the channels established and published on our website https://lazzaglobal.com shall be used, as well as those available through the assigned profile.

For the USER, LAZZA GLOBAL shall take into account the contact and notification information provided by the User at the time of accepting these general terms and conditions of use, related provisions, and when using the respective services, it being entirely the User’s responsibility to provide correct, truthful, and accurate information and to keep it up to date.

93. PENALTY CLAUSE: Should the USER breach the provisions established in these general terms and conditions of use and related provisions, LAZZA GLOBAL may apply a penalty of up to fifty thousand US dollars (USD $50,000), depending on the harm, the harm proven, the damage caused, and the penalty permitted under the applicable legislation of Saint Lucia and/or the chosen jurisdictional territory. This penalty shall be deemed a pre-estimate of the damages caused by the breach and shall be enforceable without the need for additional judicial or extrajudicial demand, the USER authorizing deductions from their funds or such withholdings as may apply under this provision to ensure compliance with what is established herein.

PARAGRAPH: This provision does not relieve the USER of other legal liabilities that may arise from this breach, nor does it prevent LAZZA GLOBAL from taking such action as may be applicable in this scenario.

94. APPLICABLE JURISDICTION: These terms and conditions are governed by and construed in accordance with the laws of Saint Lucia. LZ GLOBAL HOLDINGS INC, with incorporation number 2026-00321 and code LEI 254900QHOM94E9DC9183, is subject to the Companies Act Cap. 13.01 and other applicable regulations in Saint Lucia. With respect to investment and digital asset management services, the USER acknowledges that the services are provided from Saint Lucia and that it is their responsibility to verify the legality and regulatory compliance in their country of residence before using the services.

What is established herein shall be governed by and construed in accordance with the legislation applicable, based on domicile, arbitration clauses, and other relevant and applicable matters in force, as well as good commercial practices.

FIRST PARAGRAPH: LAZZA GLOBAL reserves the right to initiate legal or non-legal action in the jurisdiction it considers most appropriate to protect its interests, especially in cases of breach by the USER.

SECOND PARAGRAPH: The USER acknowledges and accepts that, given the nature of the service, it is their responsibility to inform themselves of and comply with the regulations applicable to them in connection with the use of the service.

95. EXECUTORY TITLE: This document constitutes an executory title solely in favor of LAZZA GLOBAL; it shall become enforceable on the date the creditor makes a payment demand to the debtor.

96. FORCE MAJEURE OR ACT OF GOD: The parties shall be released from any liability for events of force majeure or acts of God, in accordance with those events established as such under applicable regulations, case law, or legal precedent.

97. SEVERABILITY: Should any competent jurisdictional body determine that any provision established in these general terms and conditions of use or in their related provisions, or part thereof, is unlawful, invalid, or unenforceable, such provision shall be deemed not written, without this affecting the legality and validity of the remainder of these general terms and conditions of use or their related provisions.

98. WAIVER: The failure of LAZZA GLOBAL to exercise any right, power, remedy, or other applicable matter arising from these general terms and conditions of use and related provisions, as well as tolerance of any breach by the USER of the obligations established herein, shall not, under any circumstances, constitute a waiver of such rights, nor shall it prevent their subsequent exercise. Any waiver by LAZZA GLOBAL shall only be valid if made in writing and signed by its duly authorized representative, as applicable. The partial exercise of any right shall not prevent its full or subsequent exercise.

99. PREVENTION OF MONEY LAUNDERING AND TERRORIST FINANCING (AML/CFT): The anti-money laundering and counter-terrorist financing policy of LZ GLOBAL HOLDINGS INC is governed by the Money Laundering (Prevention) Act of Saint Lucia (Cap. 3.07), the Anti-Terrorism Act of Saint Lucia (Cap. 3.15), the FSRA guidelines on customer due diligence (KYC/CDD), and the FATF/GAFI recommendations applicable to the Caribbean region. LZ GLOBAL HOLDINGS INC is required to report suspicious transactions to the Financial Intelligence Authority (FIA) of Saint Lucia. USERS from high-risk countries under FATF lists may be subject to enhanced due diligence (EDD).

The USER undertakes to use the services offered by LAZZA GLOBAL lawfully and in accordance with the laws and regulations applicable regarding the prevention of money laundering and terrorist financing (AML/CFT).

LAZZA GLOBAL reserves the right to implement due diligence, monitoring, and control measures to prevent and detect suspicious transactions that may be related to AML/CFT activities. These measures may include, among others, requesting additional information from the USER, verifying their identity, and reviewing transactions executed and instructed through their profile.

Should LAZZA GLOBAL identify indications of suspicious activity or noncompliance with AML/CFT provisions by the USER, it may take such action as it deems necessary, including the immediate suspension, restriction, deactivation, or termination of the provision of services, without prejudice to any additional legal action that may apply.

The USER acknowledges and accepts that LAZZA GLOBAL may share relevant information with the competent authorities, in compliance with applicable legal and regulatory AML/CFT obligations.

100. OFFICIAL TIME. The platform offered by LAZZA GLOBAL operates under the time designation UTC -4 / Eastern Daylight Time (EDT) and UTC -5 / Eastern Standard Time (EST), corresponding to winter and/or summer time for the city of New York, United States, and all transactions carried out must therefore be adjusted to the aforementioned time, regardless of the country from which they are carried out.

101. FINAL PROVISIONS. The following shall be taken into account as final provisions:

The USER accepts the use of their information for the purpose of generating, without this being an obligation, electronic communications and/or notifications informing them of any changes and/or modifications to these general terms and conditions of use.

This document and its related provisions, as well as any right or obligation that may arise therefrom, may not be assigned by the USER. Accordingly, should the User have any questions regarding this document, they may contact us through the contact and communication channels established for that purpose.

The personal information provided due to the nature of the service is protected by the regulations in force on habeas data, the right to privacy, and informational self-determination. Accordingly, the submission of such information and the acceptance of these terms and conditions and related provisions constitute prior and express authorization for the processing of such personal data, in accordance with what is established in the applicable regulations in force.

This document and its related provisions constitute the entire agreement between the parties and supersede any prior verbal or written understanding that may have been reached or accepted regarding the matters referred to herein.

102. ACCEPTANCE: As a form of acceptance, the USER states that they have read these general terms and conditions of use in full, as published on our website https://lazzaglobal.com, understanding and abiding by their content, and expressing their acceptance clearly, expressly, and unequivocally, it being understood that acceptance may consist of a physical, digital, or electronic signature, clickwrap, data message, and/or registration and use of any of the services offered by LAZZA GLOBAL.