INTRODUCTION: LZ GLOBAL HOLDINGS INC, hereinafter identified as LAZZA GLOBAL, through this document, communicates, informs, publishes, and issues to all interested parties the risk warning policy, which may be consulted through the website WWW.LAZZAGLOBAL.COM.

This policy is intended to inform and communicate, in a clear and detailed manner, the risks that may be associated with the operational activity, functionalities, channels, and services provided by or associated with LAZZA GLOBAL, it being understood that the use thereof, entails the acceptance and understanding of various scenarios that may be associated with operational, technological, administrative, regulatory, and other risks; therefore, by accessing, consulting, browsing, and generally using the channels, services, and functionalities associated with LAZZA GLOBAL, the possible existence of these risks is acknowledged, and therefore, the content of this policy and related and complementary provisions is consented to and accepted.

INTERPRETATION AND PURPOSE: As indicated, this policy seeks to inform, communicate, and warn the interested party, whether a user or not, about the possible and various risk scenarios that may be associated with and arise in connection with the operation of LAZZA GLOBAL, this, for the purpose of enabling informed decisions to be made regarding the use of channels, services, and functionalities.

It is thus understood that such information does not constitute financial, tax, technical, administrative, and/or legal advice, and therefore any action by the interested party, whether a user or not, shall be under their sole responsibility and discretion.

SCOPE: This policy generally applies to all services, functions, content, technologies, channels, platforms, tools, or mechanisms available, offered by, or associated with LAZZA GLOBAL, it being understood that it shall likewise cover current functionalities, services, and channels, as well as those that may be developed or enabled in the future.

AUTONOMY AND INDIVIDUAL RESPONSIBILITY FOR MANAGEMENT: The interested party, whether a user or not, acknowledges, understands, and accepts that access, consultation, browsing, and generally the use of the channels, functionalities, and services associated with LAZZA GLOBAL, shall be carried out at their own discretion, responsibility, and risk.

Therefore, LAZZA GLOBAL’s carrying out of customer service, information, communication, and other related processes does not mean that personalized advice of any kind is being provided, including, but not limited to, operational, financial, commercial, tax, legal, or regulatory advice.

Accordingly, this shall be of a merely general nature and shall not be regarded as an imposition, recommendation, specific guidance, order, or instruction, since decisions and the adoption of measures shall be made individually and freely by the interested party, whether a user or not, it being their sole responsibility to assess whether their decisions are appropriate in light of their personal objectives and needs, solvency, risk situations, and knowledge of the market and its operation.

Consequently, any use of the services, functionalities, and channels associated with LAZZA GLOBAL, shall be considered an autonomous and voluntary action of the interested party, whether a user or not, who shall be responsible for assuming the results and risks arising from such actions.

GENERAL RISK WARNING: Access, consultation, use, or any other actions that may be carried out in connection with the services, functionalities, and channels associated with LAZZA GLOBAL, entails a series of risks that the interested party, whether a user or not, must understand, assess, and accept prior to participating.

In this regard, these risks may arise from both external and internal factors, and therefore LAZZA GLOBAL, does not guarantee specific results or the absence of risks in accessing, consulting, using, or otherwise carrying out actions in connection with the services, functionalities, and channels associated with LAZZA GLOBAL.

Therefore, it shall be the duty of the interested party, whether a user or not, to autonomously, freely, and consciously carry out their own assessment of their risk profile, solvency, technical and operational knowledge, and the suitability of the services to meet their particular needs and interests.

Consequently, the interested party, whether a user or not, freely, consciously, and voluntarily acknowledges that any decision to access, use, consult, operate, or interact with the services, functionalities, and channels associated with LAZZA GLOBAL, shall be made under their own sole responsibility, risk, and judgment, thereby releasing LAZZA GLOBAL, from any type of liability or obligation to assume or cover losses, errors of interpretation, market changes, adverse effects, and other risks and situations arising from such interactions or participation.

CLASSIFICATION OF RISKS: On a non-exhaustive, illustrative basis, the main risks that may arise from accessing, using, consulting, operating, or interacting with the services, functionalities, and channels associated with LAZZA GLOBAL.

MARKET RISKS:

• Volatility: By its nature, the market may fluctuate abruptly due to various factors, including market manipulation, macroeconomic events, speculative elements, among others.

• Loss of funds: Due to the nature of the service, and in connection with the foregoing, without this being the only scenario, the loss of deposits or funds is also identified as a risk.

• Lack of protection: Based on the foregoing, and again given the nature of the service, it may lack coverage, protection, or guarantee or backing schemes from public or private entities.

• Operational restrictions: In this context, operations or withdrawals may be limited in emergency or maintenance situations.

• Network congestion: Operability and wait times may increase during periods of high demand.

• Responsibility for losses: In this scenario, whoever accesses, uses, consults, operates, or interacts with the services, functionalities, and channels associated with LAZZA GLOBAL, could be obligated to assume losses even greater than the initial capital or deposit.

• Misleading advertising: Without it being attributable to the activity of LAZZA GLOBAL, and due to factors beyond its operation, whoever accesses, uses, consults, operates, or interacts with the services, functionalities, and channels associated with LAZZA GLOBAL, may be influenced by non-objective or unrealistic recommendations, often promoted on social media or unmoderated forums.

• Macroeconomic factors: In this scenario, changes may occur in monetary policies, economic crises, inflation, or fluctuations that may mildly or severely affect market behavior.

• Unpredictability of geopolitical events: In connection with the foregoing point, these risks may likewise be associated with unforeseen matters such as international sanctions, armed conflicts, or regulatory decisions of certain countries or jurisdictions, which could affect market behavior.

• Constant fluctuations: Due to the nature of the service, rapid and constant changes or fluctuations may occur in the market, which may even occur outside the usual hours of service and operation of LAZZA GLOBAL.

• Other applicable and related matters concerning the subject addressed.

LEGAL AND REGULATORY RISKS:

• Territorial restrictions: Access to the services, functionalities, and channels associated with LAZZA GLOBAL, may be restricted or prohibited in certain countries or jurisdictions; therefore, whoever accesses, uses, consults, operates, or interacts with the services, functionalities, and channels associated with LAZZA GLOBAL, shall be solely and exclusively responsible for carrying out the consultation, validation, and verification processes regarding operability and legality in accordance with their location, residence, domicile, or nationality.

• Legal clarity: Given the nature of the service provided, regulatory gray areas may likely arise, it being the responsibility of the interested party to carry out the relevant assessment, consultation, and verification processes.

• Regulatory changes: The legal provisions applicable to the matter may be subject to updates, adjustments, and repeals, making them subject to constant change at any time, a situation that may affect the operation, regulation, and legality of the services provided in certain regions, locations, or jurisdictions, a situation that also extends to both external and internal provisions that LAZZA GLOBAL, may implement.

• Regulatory or legal differences: Each country or jurisdiction may have divergent regulations on the matter in question; therefore, anyone who accesses, uses, consults, operates, or interacts with the services, functionalities, and channels associated with LAZZA GLOBAL, may be legally authorized to use certain services, functionalities, or channels in one jurisdiction but be in legal violation in another, which could expose them to penalties, suspensions, blocks, or restrictions on use.

• Filing of reports or declarations: Some legislations may require the filing of tax, financial, or asset-related reports or declarations; therefore, ignorance of and failure to comply with these obligations may give rise to legal consequences, including, without limitation, tax penalties or administrative investigations.

• Imposition of measures: In certain legal situations, by order of a competent authority, preventive measures beyond the control of LAZZA GLOBAL, may be imposed, representing a direct risk to whoever accesses, uses, consults, operates, or interacts with the services, functionalities, and channels associated with LAZZA GLOBAL.

• Imposition of internal measures: In addition to the foregoing, in certain situations, by internal provision of LAZZA GLOBAL, preventive measures may be imposed that may affect the provision of services, functionalities, and channels.

• Individual responsibility: Whoever accesses, uses, consults, operates, or interacts with the services, functionalities, and channels associated with LAZZA GLOBAL, shall be solely responsible for verifying matters of legality, regulatory compliance, data protection, and other applicable provisions; therefore, LAZZA GLOBAL does not guarantee nor assume responsibility for the individual legal compliance of the user; this shall extend to the regulations and internal conditions that may be established by LAZZA GLOBAL.

• Other applicable and related matters concerning the subject addressed.

TECHNOLOGICAL RISKS, DIGITAL TOOLS, AND PLATFORMS:

• Service interruptions: The operation of the services, functionalities, and channels associated with LAZZA GLOBAL, may be interrupted due to various external, internal, or force majeure causes that may be beyond the control of LAZZA GLOBAL.

• System failures: The operation of the services, functionalities, and channels associated with LAZZA GLOBAL, may experience software errors, network overload, cyberattacks, scheduled maintenance, unforeseen events, and other related situations that may cause temporary or permanent disruption to the normal operation of LAZZA GLOBAL.

• Loss of access: With regard to the custody of keys, passwords, access to profiles or devices, and authentication methods, there is a risk of loss or leakage of information or data, which may result in the irreversible loss of such access.

• Regarding information, privacy, and personal data: With regard to privacy, information, and personal data, there is a risk of loss, leakage, manipulation, and other related matters, which may result in the irreversible compromise of such elements, as well as their leakage, unauthorized access, and other applicable harms in this regard.

• Cybersecurity vulnerabilities: Despite the implementation of protection and security measures, no digital environment is exempt from threats and breaches such as cyberattacks, identity theft, data leaks, malware, among others, which could compromise the integrity of the operation of LAZZA GLOBAL.

• Technological changes or incompatibilities: The implementation of new measures, update processes, or the incorporation of new functionalities or systems could result in incompatibility with certain devices, operating systems, browsers, and other applicable elements, which would limit those seeking access, consultation, use, or other actions in connection with the services, functionalities, and channels associated with LAZZA GLOBAL.

• Connectivity limitations or third-party dependency: The operation of LAZZA GLOBAL, may depend in part on communication networks, cloud services, or third-party integrations, over which LAZZA GLOBAL, does not have direct control, and which may experience failures, interruptions, or changes in their policies.

• Dependency on internet access and digital media: The systems associated with LAZZA GLOBAL, depend on access to the internet and digital networks; therefore, connection failures, interference, or limitations on the part of the providers of these services may prevent access, use, consultation, operation, or interaction with the services, functionalities, and channels associated with LAZZA GLOBAL, without this entailing any liability on the part of LAZZA GLOBAL.

• Issues in automated processes: Some functionalities may be executed through automated processes; therefore, this may give rise to technical or logical errors, unforeseen results, configuration issues, and other matters that prevent the proper functioning of these tools or processes.

• Other applicable and related matters concerning the subject addressed.

FUNCTIONAL RISKS:

• Third-party dependency: Some functionalities may require interaction with external providers, whose operation does not directly depend on LAZZA GLOBAL.

• Errors in use or interpretation: Whoever accesses, uses, consults, operates, or interacts with the services, functionalities, and channels associated with LAZZA GLOBAL, may make operational, interpretive, and usage errors that may give rise to adverse consequences in operational, legal, administrative, and other applicable matters.

• Delays in processes: The handling of certain functionalities, operations, requests, and other applicable matters may likely be affected by operational errors, delays, operational issues, network saturation or congestion, and technical inconsistencies, affecting the normal operation of LAZZA GLOBAL.

• Risk in processing and executing orders: Transactions and orders may be executed outside the expected time frame, under conditions different from those expected, or may even fail to be completed, due to external and internal factors and market volatility, among other related causes.

• Access restrictions: For risk management purposes, update processes, maintenance, regulatory decisions, or preventive measures, partial or total restriction measures may be implemented regarding access to certain services, functionalities, or channels, without this representing any breach on the part of LAZZA GLOBAL.

• Interruptions due to maintenance or emergency: Interruptions or pauses may occur due to maintenance, updates, improvements, or emergencies; therefore, during these periods, some or all functionalities may be deactivated in whole or in part.

• Regarding fees and costs: Updates may be made to the fees and costs charged by LAZZA GLOBAL, which could affect and modify the use of the services, functionalities, and channels associated with LAZZA GLOBAL.

• Other applicable and related matters concerning the subject addressed.

INFORMATION RISKS:

• Lack of knowledge: Whoever accesses, uses, consults, operates, or interacts with the services, functionalities, and channels associated with LAZZA GLOBAL, may lack sufficient technical and operational knowledge to understand the operation of LAZZA GLOBAL, it being their sole responsibility to assume the risks involved in this regard.

• Decisions based on incomplete or incorrect information: Despite the efforts of LAZZA GLOBAL, to provide clear and detailed information, it may occur that whoever accesses, uses, consults, operates, or interacts with the services, functionalities, and channels associated with LAZZA GLOBAL, makes decisions based on information and data that has been misinterpreted, outdated, or incorrect.

• Unauthorized access: There is a possibility that third parties or unauthorized persons may improperly access information through attacks, identity theft, security breaches, and other applicable means, which may compromise data and affect the information of interested parties and even of LAZZA GLOBAL.

• Incorrect information or manipulation: Due to the nature of the service, risks of alteration, fraud, or manipulation of information may arise, which may lead to erroneous decisions, losses, and reputational damage.

• Delays in updates: The information available in the channels associated with LAZZA GLOBAL may not immediately or in real time reflect changes or updates made by the company, which may affect their validity and accuracy and thus give rise to errors of interpretation, uninformed decisions, or an inadequate perception of the services, functionalities, and channels.

• Integration of external sources: The use or consultation of information from third parties and from external public or private sources may result in inconsistencies, errors, or incompatibilities that may affect the quality of the service, statistics, metrics, and decision-making.

• Self-declarations: In some cases, the information entered is self-declared by the interested party, whether a user or not, and is not necessarily verified; therefore, this may give rise to risks regarding the accuracy of the information provided and associated data, especially with respect to aspects such as identity, residence, source of funds, or purpose of use.

• Risks of contextualization and interpretation: The information made available within the channels associated with LAZZA GLOBAL, may be misinterpreted or taken out of the context in which it was disclosed, which could give rise to mistaken expectations, improper decisions, or unfounded claims.

• Other applicable and related matters concerning the subject addressed.

OPERATIONAL RISKS:

• Individual impact: Access, consultation, use, or any other actions that may be carried out in connection with the services, functionalities, and channels associated with LAZZA GLOBAL, may give rise to a series of operational, financial, technical, and other related impacts, which must be directly assessed by whoever accesses, uses, consults, operates, or interacts with these services, functionalities, or channels, an assessment that must be carried out based on their personal obligations, operational capacity, solvency, needs, and/or level of knowledge regarding the specific matter.

• Operational management: Whoever accesses, uses, consults, operates, or interacts with the services, functionalities, or channels associated with LAZZA GLOBAL, may allocate their personal or corporate operational resources, and therefore,

such a scenario may represent a risk when no assessment, planning, control, diversification, and/or monitoring of the operational management involved is carried out.

• Lack of operational or technical knowledge: Access, consultation, use, or any other actions that may be carried out in connection with the services, functionalities, and channels associated with LAZZA GLOBAL, requires a minimum level of both technical and operational knowledge; therefore, the absence thereof may lead to mistaken decisions, unnecessary transactions, or improper use of functionalities that could affect their operational profile and, consequently, the proper provision of the service by LAZZA GLOBAL.

• Loss of access: With regard to the custody of keys, passwords, access to profiles or devices, and authentication methods, there is a risk of loss or leakage of information or data, which may result in the irreversible loss of such access.

• Regarding information, privacy, and personal data: With regard to privacy, information, and personal data, there is a risk of loss, leakage, manipulation, and other related matters, which may result in the irreversible compromise of such elements, as well as their leakage, unauthorized access, and other applicable harms in this regard.

• Other applicable and related matters concerning the subject addressed.

SUPPORT, ASSISTANCE, OR OPERATIONAL RISKS:

• Availability of assistance and support channels: The assistance and support channels may not be permanently, continuously, or uninterruptedly available due to maintenance processes, high demand, operational restrictions, limitations, technical failures, or internal decisions aimed at optimizing the service provided, or even due to external causes beyond the control of LAZZA GLOBAL.

• Automated responses: Where applicable, automated response systems may produce general, non-specialized results for a specific case, which may give rise to confusion, lack of understanding, delays in resolutions, or errors.

• Personalized support: LAZZA GLOBAL, does not guarantee personalized, immediate, and direct attention in all cases; therefore, the support and assistance channels shall be subject to availability, priority of requests, validation processes, and internal response policies and provisions.

• Communication errors: There are risks of misinterpretation of the information provided, both by those who access the assistance and support service and by the support and assistance team, which may give rise to confusion, mistaken expectations, or incorrect actions regarding the service and its results.

• Limitation of matters addressed: Some matters, due to their nature, context, or complexity, may not be covered by the support and assistance channels, and this shall not be considered a failure or breach on the part of LAZZA GLOBAL.

• Limitations in registration and traceability processes: In some scenarios, especially when informal or unofficial channels are used, complete traceability of requests, petitions, complaints, claims, among others, is not guaranteed, which limits the possibility of follow-up, accreditation, verification, or subsequent resolution.

• Impossibility of instant support: In some scenarios, it will not be possible to provide support or assistance immediately; therefore, this may affect the resolution of requests, complaints, claims, petitions, or other matters.

• Other applicable and related matters concerning the subject addressed.

INTERRELATION OF REGULATIONS. This policy is complemented by and consistent with:

• General terms and conditions of use.

• Privacy and personal data processing policy.

• Cookie policy.

• Prohibited activities and restricted countries policy.

• Additional, complementary, and internal provisions of LAZZA GLOBAL.

• Applicable regulations on the matter.

In this regard, acceptance of any of the aforementioned provisions, or the use of and access to the services, functionalities, and channels associated with LAZZA GLOBAL, implies full, conscious, and informed acceptance of this policy.

This regulatory interrelation ensures a harmonious, coherent, and systematic application of all the rules applicable to the use of the services and channels of LAZZA GLOBAL.

RECORD RETENTION: LAZZA GLOBAL may retain records, reports, requests, communications, digital evidence, recordings, usage data, metadata, or other information that may be relevant to the application of this policy, for as long as it deems necessary and appropriate to fulfill its legitimate purposes, including compliance with legal or contractual obligations, the exercise of rights or defense against claims, investigations, or the prevention of illicit activities.

Such retention may be for an indefinite period, or for a specific term when a legal provision so establishes.

SECURITY AND LIMITATION OF LIABILITY: LAZZA GLOBAL, shall implement technical, administrative, organizational, legal, and logistical measures aimed at preventing, detecting, and mitigating risks associated with its operation, services, functionalities, and digital channels.

However, the interested party, whether a user or not, acknowledges that no preventive measure is infallible or absolute, and that unauthorized access or improper use by third parties, system breaches, operational or technological failures, or events of force majeure or fortuitous events, and other related matters, may exceed reasonable control capabilities; therefore, LAZZA GLOBAL, shall not be liable for any damages arising from

such events, nor for actions carried out by third parties or by the users or interested parties themselves in violation of this policy, who shall be responsible for any damage, loss, penalty, or direct or indirect harm arising from their actions.

MODIFICATIONS: This policy may be adjusted by LAZZA GLOBAL at any time for the purpose of making modifications, adaptations, updates, or legal, technological, or corporate changes; therefore, LAZZA GLOBAL may personally notify interested parties or users of such changes, although it shall not be obligated to do so, given that updates and/or modifications shall be posted directly on the website of LAZZA GLOBAL, and it shall be the duty of interested parties and users to periodically review this policy in order to check for any such modifications or adjustments. When such modifications are made, the date of this policy shall be updated, and it shall become effective as of its update date.

ACCEPTANCE AND CONSENT: Access to, browsing of, or use of our services, functionalities, website, digital channels, and applications implies acknowledgment by the user or interested party that they have been informed of this policy, and shall be understood as a valid and unequivocal manifestation of acceptance of the terms established herein, constituting a tacit and implicit manifestation and acceptance without the need for any additional formality or separate express consent.

This acceptance includes, without limitation, remaining on the website or digital channels, creating profiles, submitting forms or inquiries, using support or service channels, contracting services, or any other

active conduct evidencing knowledge of and willingness to continue using the services and channels of LAZZA GLOBAL, it being understood that this policy is complementary to the terms and conditions of use and other applicable policies and provisions.

Additionally, the express (where applicable) or tacit consent granted by the user or interested party may be considered automatically renewed when they continue to use the services in subsequent visits.

ACKNOWLEDGMENT OF RISKS: The interested party, whether a user or not, expressly states that, having read and become aware of the existence of this policy, they understand and accept each of the risks described herein, as well as those that may arise from the nature of the operation, services, functionalities, and channels used, it being understood that acceptance of this policy does not exempt the user from their obligation to remain informed and act diligently with respect to any updates and changes that may occur.

LANGUAGES: These prohibited activities and restricted countries policy for users may be published in different languages, it being noted that, in the event of any discrepancy or disagreement, the English and Spanish versions shall prevail.

CONTACT INFORMATION: You may contact the legal department via email at [email protected] where efforts will be made to resolve any concern or request directly related to this policy, in compliance with the legal requirements applicable thereto.

EFFECTIVE TERM: This policy incorporates and amends the previous one, entering into force as of July 1, 2026. This policy may remain in effect indefinitely and for up to the term of duration of LAZZA GLOBAL.